111 Sterrett Ave, Covington, KY 41014 Property Records

Kenton County property record for 111 Sterrett Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,844 sqft · built 1890
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Sep 2014)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-41-02-004.00`

Property Details

APN / Parcel Number

Primary APN	`055-41-02-004.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,844 sqft Finished Area
Gross Area	2,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	50 ft deep x 313 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	111 STERRETT AVE
City	COVINGTON
State	KY
Zip	41014-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE E 13' LOT 99 W 20' LOT 100
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	99,100
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2011
Census Tract	61100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 STERRETT AVE, COVINGTON, KY 41014-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW FOUNDATION SAVINGS BANK
Mar 4, 2019	Deed of Trust, Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2014 · Amount on Record
Deed Sale	Sep 4, 2014 · Amount on Record
Prior Sale	Apr 23, 2014 · Amount on Record
Deed Document Number	201409 04 059 00203
Deed Book / Page	5488 / 267
Prior Transfer Date	May 5, 2007
Prior Transfer Doc	0005900166
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	111 STERRETT AVE, COVINGTON, KY 41014-1242
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900023
Date	Aug 30, 2021
Book Page	264/20
Instrument	21083005900023

Lender

Name	NEW FOUNDATION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	111 STERRETT AVE, COVINGTON, KY 41014-1242
Document Number	0000000130
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 STERRETT AVE COVINGTON KY 410141242, COVINGTON, KY 41014-1242

Mortgage

Document Number	0000000130
Date	Mar 12, 2019
Book Page	0C6616/000187
Instrument	130

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,000 (+14.29%) Land $10,000 Building $150,000	$160,000 (+14.29%) Land $10,000 Building $150,000
2025	$1,855.00 (-0.48%)	$140,000 (-) Land $10,000 Building $130,000	$140,000 (-) Land $10,000 Building $130,000
2023	$1,864.00	$140,000 Land $10,000 Building $130,000	$140,000 Land $10,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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