Kenton County property record for 109 Sterrett Ave, Covington, KY 41014
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 3,634 sqft · built 1880 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on File |
| Last Sale | $75,000 (Nov 1996) |
| Tax Bill | $1,788 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-41-02-003.00 |
| Primary APN | 055-41-02-003.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,634 sqft Finished Area |
| Gross Area | 3,789 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Material | Metal |
| Lot Area | 16,553 sqft (0.38 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 109 STERRETT AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1242 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WALLACE W 37' LOT 99 & E 1/2 LOT 98 |
| Legal Subdivision | WALLACE ROBERT |
| Legal Lot Number | 98,99 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 61100 |
109 Sterrett Ave, a duplex, is owned by a company that acquired it in May 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 117 WALLACE AVE, COVINGTON, KY 41014-5167 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 1996 · Amount on File |
| Deed Sale | Nov 8, 1996 · Amount on File |
| Last Transfer Date | May 17, 2024 |
| Transfer Doc | 0005900049 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 Sterrett Ave was $1,788.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,000 (+3.7%) Land $10,000 Building $130,000 | $140,000 (+3.7%) Land $10,000 Building $130,000 | |
| 2025 | $1,788.00 | $135,000 Land $5,000 Building $130,000 | $135,000 Land $5,000 Building $130,000 |
| 2023 | $1,798.00 | $135,000 Land $5,000 Building $130,000 | $135,000 Land $5,000 Building $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Sterrett Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Sterrett Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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