Kenton County property record for 104 Sterrett Ave, Covington, KY 41014 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Duplex Single |
| Year Built | Built 1904 |
| Square Footage | 1,606 sqft Finished Area |
| Lot Size | 3,465 sqft (0.08 acres) |
| Last Sale | $111,700 (2018) |
| Tax Bill | $1,722.00 (2025) |
Source: Kenton County records · APN 055-41-01-004.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2227 EASTERN AVE, COVINGTON, KY 41014-1533 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Aug 10, 2018 | Grant Deed, Transfer JULIE L COLLINS-RUSSO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on Record |
| Deed Sale | Aug 10, 2018 · Amount on Record |
| Prior Sale | Jul 29, 1997 · Amount on Record |
| Deed Doc Number | 201808 10 059 00098 |
| Deed Book / Page | 6475 / 135 |
| Last Transfer Date | Apr 01, 2025 |
| Transfer Doc | 0005900153 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 104 STERRETT AVE, COVINGTON, KY 41014-1243 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900299 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 216/926 |
| Instrument | 21051805900299 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 10, 2018 |
| Property Address | 104 STERRETT AVE, COVINGTON, KY 41014-1243 |
| Document Number | 0000000098 |
| Book / Page | 00C647 / 000135 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 98 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 104 STERRETT AVE COVINGTON KY 410141243, COVINGTON, KY 41014-1243 |
| Document Number | 100 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 0C6475/000146 |
| Instrument | 100 |
| Name | JULIE L COLLINS-RUSSO |
|---|---|
| Address | 11126 GRAVEN RD, WALTON, KY 41094-8146 |
| Special Notes | Lender is also the Seller |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 09, 2023 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,722.00 (-0.52%) | $130,000 (-) Land $5,000 Building $125,000 | $130,000 (-) Land $5,000 Building $125,000 |
| 2023 | $1,731.00 | $130,000 Land $5,000 Building $125,000 | $130,000 Land $5,000 Building $125,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 055-41-01-004.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,606 sqft Finished Area |
| Stories | 2 Stories |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Brick Exterior |
| Lot Area | 3,465 sqft (0.08 acres) |
| Depth X Width | 90 ft x 38.5 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 104 STERRETT AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1243 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | WALLACE PT LOT 45 38.5'X 90' NS STERRETT 38' E SCOTT |
| Legal Subdivision | WALLACE ROBERT |
| Legal Lot Number | 45 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 61100 |
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