Craven County property record for 111 Smith Cir, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,410 sqft · built 1973 |
| Lot Size | 0.367 acres (16,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jul 2024) |
| Tax Bill | $1,872 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jul 2024 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-A-SCT1-025 |
| Primary APN | 6-220-A-SCT1-025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,007 sqft (0.367 acres) |
| Garage Type | Attached |
| Pool Area | 512 sqft |
| Storage Building | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 140546 |
|---|---|
| Street Address | 111 SMITH CIR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 SEC 1 CHERRY S/D |
| Legal Subdivision | CHERRY |
| Legal Lot Number | 25 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 961302 |
111 Smith Cir is owned and occupied by an individual who bought it in July 2024.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2018 | Deed of Trust, Mortgage · ARM FREEDOM MORTGAGE CORP |
| Jul 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE |
| Jan 16, 2020 | Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP |
| Jul 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOVEMENT MORTGAGE |
| Dec 23, 2016 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| May 21, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 30, 2024 | Intrafamily Transfer, Transfer |
| May 21, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jan 16, 2020 | Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on File |
| Deed Sale | Jul 29, 2024 · Amount on File |
| Deed Document Number | 202410129201 |
| Deed Book / Page | 3806 / 949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 111 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000003534/0000001694 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 0000003534/0000001694 |
| Instrument | 000010022002 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.6% |
| Type Change Date | Jul 1, 2021 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 111 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003806/952 |
|---|---|
| Date | Jul 29, 2024 |
| Book Page | 3806/952 |
| Instrument | 10129202 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 8024 CALVIN HALL RD, INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 111 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03598/1845 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 3598/1845 |
| Instrument | 10049149 |
| Name | ICONIC MORTGAGE CORP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 111 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003806/964 |
|---|---|
| Date | Jul 29, 2024 |
| Book Page | 3806/964 |
| Instrument | 10129203 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 8024 CALVIN HALL RD, INDIAN LAND, SC 29707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 111 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03487/0699 |
|---|---|
| Date | Dec 23, 2016 |
| Book Page | 3487/0699 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 111 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | ARMOUR SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 003671/560 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 3671/560 |
| Instrument | 10076042 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jul 30, 2024 |
| Property Address | 111 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Document Number | 03806/1097 |
| Book / Page | 3806 / 1097 |
| Map Reference | MB 12 PG 88 |
| Instrument Date | Jul 29, 2024 |
| Instrument | 10129226 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 193 US HIGHWAY 70 W, HAVELOCK, NC 28532-9431 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 111 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Title Company | ARMOUR SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 3671/560 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 3671/560 |
| Instrument | 10076042 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 111 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3598/1845 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 3598/1845 |
| Instrument | 10049149 |
| Name | ICONIC MORTGAGE CORP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 111 Smith Cir was $1,872.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,590 (-) Land $40,000 Building $114,590 | $154,590 (-) Land $40,000 Building $114,590 | |
| 2025 | $1,872.00 | $154,590 Land $40,000 Building $114,590 | $154,590 Land $40,000 Building $114,590 |
| 2023 | $1,262.00 (+28.78%) | $154,590 (+21.14%) Land $40,000 Building $114,590 | $154,590 Land $40,000 Building $114,590 |
| 2022 | $980.00 | $127,610 Land $35,000 Building $92,610 | |
| 2018 | $127,610 Land $35,000 Building $92,610 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 111 Smith Cir in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 34 (1998–2021) |
| Claims Outside the SFHA | 34 of 34 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Smith Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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