Craven County property record for 107 Smith Cir, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,329 sqft · built 1974 |
| Lot Size | 0.425 acres (18,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,000 (Jun 2024) |
| Tax Bill | $2,016 (2025) |
| Deeds & Mortgages | Jun 2024 Sale Jan 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-A-SCT1-027 |
| Primary APN | 6-220-A-SCT1-027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,329 sqft Living Area |
| 1st Floor Area | 1,329 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,511 sqft (0.425 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 139937 |
|---|---|
| Street Address | 107 SMITH CIR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 SCT 1 CHERRY SUB |
| Legal Subdivision | CHERRY SUB |
| Legal Lot Number | 27 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 961302 |
107 Smith Cir is owned and occupied by an individual who bought it in June 2024.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2024 | Warranty Deed, Transfer |
| Jan 25, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 27, 2020 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Jan 12, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2024 · Amount on File |
| Deed Sale | Jun 7, 2024 · Amount on File |
| Prior Sale | Jan 25, 2022 · Amount on File |
| Deed Document Number | 202410127198 |
| Deed Book / Page | 3801 / 567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 7, 2024 |
| Property Address | 107 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Document Number | 003801/567 |
| Book / Page | 3801 / 567 |
| Map Reference | MB 12 PG 88 |
| Instrument Date | May 31, 2024 |
| Instrument | 10127198 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $494.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 MOORSGATE DR, FLORENCE, AL 35630-1117 |
| Name | Verified Name |
|---|---|
| Address | 107 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jan 25, 2022 |
| Property Address | 107 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Document Number | 03709/1142 |
| Book / Page | 3709 / 1142 |
| Map Reference | MB 12 PG 88 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 10090649 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 ARTHUR AVE APT 1, 1, EAST PROVIDENCE, RI 02914-4065 |
| Name | Verified Name |
|---|---|
| Address | 107 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Document Number | 0037091146 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 3709/1146 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Feb 27, 2020 |
| Property Address | 107 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Document Number | 003603/593 |
| Book / Page | 3603 / 593 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 10050999 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Document Number | 003603/597 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 3603/597 |
| Instrument | 10051000 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jan 12, 2018 |
| Property Address | 107 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Document Number | 03524/0913 |
| Book / Page | 3524 / 0913 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 10017454 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 BROAD ST, NEW BERN, NC 28560-4901 |
| Name | Verified Name |
|---|---|
| Address | 107 SMITH CIR # N, N, HAVELOCK, NC 28532-2029 |
| Document Number | 03524/0916 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 3524/0916 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 107 Smith Cir was $2,016.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,970 (-) Land $38,000 Building $128,970 | $166,970 (-) Land $38,000 Building $128,970 | |
| 2025 | $2,016.00 | $166,970 Land $38,000 Building $128,970 | $166,970 Land $38,000 Building $128,970 |
| 2023 | $1,938.00 (+23.05%) | $166,970 (+26.69%) Land $38,000 Building $128,970 | $166,970 Land $38,000 Building $128,970 |
| 2022 | $1,575.00 | $131,790 Land $33,250 Building $98,540 | |
| 2018 | $131,790 Land $33,250 Building $98,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Smith Cir in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 34 (1998–2021) |
| Claims Outside the SFHA | 34 of 34 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Smith Cir is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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