105 Smith Cir, Havelock, NC 28532 Property Records

Craven County property record for 105 Smith Cir, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1974
Lot Size	0.341 acres (14,854 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,000 (May 2020)
Tax Bill	$1,716 (2025)
Deeds & Mortgages	May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`6-220-A-SCT1-028`

Property Details

APN / Parcel Number

Primary APN	`6-220-A-SCT1-028`
Alternative APN	`129273`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,854 sqft (0.341 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	129273
Street Address	105 SMITH CIR
City	HAVELOCK
State	NC
Zip	28532-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 SEC 1 CHERRY SUB-SMITH CIR
Legal Subdivision	CHERRY SUB
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2006
Census Tract	961302

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 KAROL DR, HAVELOCK, NC 28532-2409
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Apr 6, 2016 · Amount on Record
Deed Document Number	202010054209
Deed Book / Page	3612 / 122
Prior Transfer Date	Apr 5, 2016
Prior Transfer Doc	3427/0334
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 7, 2020
Property Address	105 SMITH CIR, HAVELOCK, NC 28532-2029
Document Number	3612/122
Book / Page	3612 / 122
Map Reference	MB 12 PG 88
Instrument Date	May 5, 2020
Instrument	10054209
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$94.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 BARBARA DR, 317, NEW BERN, NC 28562-8904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 KAROL DR, HAVELOCK, NC 28532-2409

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,180 (-) Land $38,000 Building $103,180	$141,180 (-) Land $38,000 Building $103,180
2025	$1,716.00 (+4.19%)	$141,180 (-) Land $38,000 Building $103,180	$141,180 (-) Land $38,000 Building $103,180
2023	$1,647.00 (+18.83%)	$141,180 (+22.44%) Land $38,000 Building $103,180	$141,180 (+22.44%) Land $38,000 Building $103,180
2022	$1,386.00	$115,310 Land $33,250 Building $82,060
2018			$115,310 Land $33,250 Building $82,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	34 (1998–2021)
Claims Outside the SFHA	34 of 34
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 20 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20