111 Scotch Highlands Loop, Sapphire, NC 28774 Property Records

Jackson County property record for 111 Scotch Highlands Loop, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,240 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Jul 2024)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	Sep 2026 Transfer Aug 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7582-76-9020`

Property Details

APN / Parcel Number

Primary APN	`7582-76-9020`
Alternative APN	`115818`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Heated Area
1st Floor Area	1,356 sqft
Upper Floors Area	884 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Shingle
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	464 sqft
Deck Area	360 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	111 SCOTCH HIGHLANDS LOOP
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 MOUNTAIN CLUB
Legal Subdivision	MOUNTAIN CLUB
Legal Lot Number	6
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1090
Census Tract	950900

Owner

111 Scotch Highlands Loop is owned by two individuals who bought it in July 2024.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13918 HARBOR VIEW DR, SEMINOLE, FL 33776-3713
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Correction Deed NONE LISTED ON DOCUMENT
Aug 10, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 13, 2022	Intrafamily Transfer, Transfer
Mar 4, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on File
Deed Sale	Jul 31, 2024 · Amount on File
Prior Sale	Jul 28, 2011 · Amount on File
Deed Book / Page	2381 / 1767
Prior Transfer Date	Apr 29, 2022
Prior Transfer Doc	0023341008
Record Updated	Oct 29, 2026

September 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 9, 2026
Property Address	111 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	2428000136
Book / Page	2428 / 136
Instrument Date	Sep 4, 2026
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13918 HARBOR VIEW DR, SEMINOLE, FL 33776-3713

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 10, 2026
Property Address	111 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	2425001338
Book / Page	2425 / 1338
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13918 HARBOR VIEW DR, SEMINOLE, FL 33776-3713

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	May 13, 2022
Property Address	111 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0023341008
Book / Page	2334 / 1008
Map Reference	CAB 1 SL 412
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13918 HARBOR VIEW DR, SEMINOLE, FL 33776-3713

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 4, 2022
Property Address	111 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0023281720
Book / Page	2328 / 1720
Map Reference	CAB 10 PG 244
Instrument Date	Mar 3, 2022
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount on Record
Tax	$194.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2121, CASHIERS, NC 28717-2121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 HIGHLAND CRES S, BIRMINGHAM, AL 35205-2921

Tax Assessment & Valuation

The 2025 property tax bill for 111 Scotch Highlands Loop was $3,006.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$791,310 (-) Land $100,000 Building $691,310
2025	$3,006.00	$791,310 Land $100,000 Building $691,310
2023	$1,495.00	$393,620 Land $75,000 Building $318,620

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 111 Scotch Highlands Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Scotch Highlands Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD SAPPHIRE private · serves 3,873 people · EPA ID NC0150113
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Uranium resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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