104 Penn St, Ramona, CA 92065 Property Records

San Diego County property record for 104 Penn St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,693 sqft · built 2008
Lot Size21.1 acres (923,036 sqft)
OwnerCompany Name on File
Last Sale$1,200,000 (Oct 2013)
Tax Bill$15,435 (2025)
Flood ZoneZone X (minimal risk)
APN280-126-05-00

Property Details

APN / Parcel Number

Primary APN280-126-05-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,693 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area923,036 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address104 PENN ST
CityRAMONA
StateCA
Zip92065-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 366 PAR A PER DOC16-0282205 IN BLK 365&IN TR 000644
Legal Tract000644
Legal Block366,3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1000
Census Tract20812

Owner

104 Penn St is owned by a company that acquired it in May 2016 and is owner-occupied.

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address104 PENN ST, RAMONA, CA 92065-1513
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2013 · Amount on File
Deed SaleOct 31, 2013 · Amount on File
Prior SaleMar 7, 2011 · Amount on File
Deed Document Number2013652398
Last Transfer DateMay 31, 2016
Transfer Doc0000272761
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 104 Penn St was $15,435 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,429,143 (+2%) Land $430,558 Building $998,585
2025$15,435.00 Homeowner's exemption$1,401,121 Land $422,116 Building $979,005
2023$14,594.00 (-0.1%) Homeowner's exemption$1,346,716 Land $405,726 Building $940,990
2022$14,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 104 Penn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 units insured
incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Penn St is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 70% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL
50 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Penn St

Nearby Streets

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