111 Orchard Rd, Rochester, NY 14612 Property Records

Monroe County and Greece Town property record for 111 Orchard Rd, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 967 sqft · built 1946
Lot Size	0.315 acres (13,736 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Feb 2018)
Tax Bill	$5,118 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262800 026.09-1-21`

Property Details

APN / Parcel Number

Primary APN	`262800 026.09-1-21`
Alternative APNs	`28000260900001021000` `04446509000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	967 sqft Living Area
1st Floor Area	967 sqft
Game Room	Game Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	13,736 sqft (0.315 acres)
Lot Dimensions	228 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	144 sqft
Porch	Porch
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04446509000
Street Address	111 ORCHARD RD
City	ROCHESTER
State	NY
Zip	14612-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1ST DIV L55 T2 CHRISTOPHER 97-26 L20
Legal Subdivision	CHRISTOPHER BRENNERS PROPERTY
Legal Block	1
Legal Lot Number	21.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	1
Census Block	1007
Census Tract	13402

Owner

111 Orchard Rd is owned and occupied by an individual who bought it in February 2018.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	111 ORCHARD RD, ROCHESTER, NY 14612-1019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 3, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 2, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2018 · Amount on File
Deed Sale	Feb 2, 2018 · Amount on File
Prior Sale	Jul 20, 2006 · Amount on File
Deed Document Number	2018475
Deed Book / Page	11980 / 431
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	111 ORCHARD RD, ROCHESTER, NY 14612-1019
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 ORCHARD RD, ROCHESTER, NY 14612-1019

Mortgage

Document Number	202503337887
Date	Sep 25, 2025
Book Page	31147/405
Instrument	202503337887

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	111 ORCHARD RD, ROCHESTER, NY 14612-1019
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 ORCHARD RD, ROCHESTER, NY 14612-1019

Mortgage

Document Number	0000000099
Date	Feb 20, 2024
Book Page	30584/638
Instrument	202402200099

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Feb 1, 2048

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	111 ORCHARD RD, ROCHESTER, NY 14612-1019
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 ORCHARD RD, ROCHESTER, NY 14612-1019

Mortgage

Document Number	0000001315
Date	Aug 3, 2023
Book Page	30385/513
Instrument	202308031315

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	294 Months
Due	Feb 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Feb 2, 2018
Property Address	111 ORCHARD RD, ROCHESTER, NY 14612-1019
Document Number	0000000475
Book / Page	011980 / 000431
Instrument Date	Jan 29, 2018
Instrument	475
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 WOODSMOKE LN ROCHESTER NY 146121630, ROCHESTER, NY 14612-1630

Mortgage

Document Number	476
Date	Feb 2, 2018
Book Page	027488/000150
Instrument	476

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 111 Orchard Rd was $5,118, up 4.1% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Hilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,118.00 (+4.07%)
2025	$4,918.00	$116,100 Land $23,400 Building $92,700	$190,300 Land $38,355 Building $151,945
2023		$116,100 Land $23,400 Building $92,700	$135,000 Land $27,209 Building $107,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Orchard Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	13 (1979–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jul 2018
Claims by Event	Flooding, Jun 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Orchard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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