Okaloosa County property record for 106 Oak Ter Dr, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,065 sqft · built 1994 |
| Lot Size | 0.199 acres (8,686 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jul 2016) |
| Tax Bill | $766 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-1608-4 |
| Primary APN | C56-000-597-1608-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,065 sqft Living Area |
| Gross Area | 1,375 sqft |
| 1st Floor Area | 1,065 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,686 sqft (0.199 acres) |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 106 OAK TERRACE DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOAL TERRACE EST LOT 7 BLK F |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 29 |
| Legal Subdivision | SHOAL TERRACE EST |
| Legal Block | F |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 20702 |
106 Oak Ter Dr is owned and occupied by two individuals who acquired it in July 2018.
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 OAK TERRACE DR, CRESTVIEW, FL 32539-8383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2016 · Amount on File |
| Deed Sale | Jul 18, 2016 · Amount on File |
| Prior Sale | Oct 16, 2015 · Amount on File |
| Deed Document Number | 20163077871 |
| Deed Book / Page | 3257 / 929 |
| Last Transfer Date | Jul 9, 2018 |
| Transfer Doc | 0033581034 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 106 Oak Ter Dr was $766 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $766.00 Homeowner's exemption Senior Citizen's exemption | $123,294 | $184,181 Land $47,080 Building $137,101 |
| 2023 | $676.00 (+7.3%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $116,329 (+3%) | $189,945 (+17.93%) Land $40,000 Building $149,945 |
| 2022 | $630.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $112,941 | $161,071 Land $25,718 Building $135,353 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Oak Ter Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Oak Ter Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: Verizon.
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