Granville County property record for 111 Kinloss Way, Stem, NC 27581
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,256 sqft · built 2010 |
| Lot Size | 0.311 acres (13,565 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (Sep 2020) |
| Tax Bill | $2,757 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30883-70626301 |
| Primary APN | 30883-70626301 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,256 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,565 sqft (0.311 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1099443 |
|---|---|
| Street Address | 111 KINLOSS WAY |
| City | STEM |
| State | NC |
| Zip | 27581-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR40 |
| Legal Description | LOT 26 RESERVE AT PRESTWICK |
| Legal Subdivision | RESERVE PRESTWICK |
| Legal Lot Number | 26 |
| Jurisdiction | GRANVILLE NC |
| Township / Civil Division | TALLY HO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 970701 |
111 Kinloss Way is owned and occupied by two individuals who acquired it in April 2023.
Source: Granville County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 KINLOSS WAY, STEM, NC 27581-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Oct 13, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 4, 2023 | Intrafamily Transfer, Transfer |
| Sep 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY |
| Sep 14, 2020 | Warranty Deed, Transfer · FHA Mortgage INTERCOASTAL MORTGAGE |
| Jun 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on File |
| Deed Sale | Sep 14, 2020 · Amount on File |
| Prior Sale | Jan 25, 2016 · Amount on File |
| Deed Book / Page | 1796 / 296 |
| Last Transfer Date | Apr 5, 2023 |
| Transfer Doc | 001945/803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Recording Date | Jul 20, 2026 |
| Property Address | 111 KINLOSS WAY, STEM, NC 27581-9002 |
| Document Number | 2080000916 |
| Book / Page | 2080 / 916 |
| Instrument Date | Jul 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 111 KINLOSS WAY, STEM, NC 27581-9002 |
| Document Number | 2080000916, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 2080/916 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 111 KINLOSS WAY, STEM, NC 27581-9002 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 111 KINLOSS WAY, STEM, NC 27581-9002 |
| Document Number | 002044/449 |
|---|---|
| Date | Oct 13, 2025 |
| Book Page | 2044/449 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 222 DELAWARE AVE, WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 15, 2065 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Recording Date | May 4, 2023 |
| Property Address | 111 KINLOSS WAY, STEM, NC 27581-9002 |
| Document Number | 001945/803 |
| Book / Page | 1945 / 803 |
| Map Reference | MB 36 PG 107 |
| Instrument Date | Apr 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 KINLOSS WAY, STEM, NC 27581-9002 |
| Name | Verified Name |
|---|---|
| Address | 111 KINLOSS WAY, STEM, NC 27581-9002 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 111 KINLOSS WAY, STEM, NC 27581-9002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 111 KINLOSS WAY, STEM, NC 27581-9002 |
| Document Number | 1796/310 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 1796/310 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Recording Date | Sep 14, 2020 |
| Property Address | 111 KINLOSS WAY, STEM, NC 27581-9002 |
| Document Number | 1796/296 |
| Book / Page | 1796 / 296 |
| Map Reference | MB 36 PG 107 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1841 FILLMORE DR, 1841, CREEDMOOR, NC 27522-7031 |
| Name | Verified Name |
|---|---|
| Address | 111 KINIOSS WAY, STEM, NC 27581-9002 |
| Document Number | 1796298 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 1796/298 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 111 KINLOSS WAY, STEM, NC 27581-9002 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 1780/240 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 1780/240 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2040 |
The 2025 property tax bill for 111 Kinloss Way was $2,757.
Source: Granville County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Granville County |
| Municipality | Stem Town |
| Unified School District | Granville County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,555 (-) Land $40,000 Building $230,555 | ||
| 2025 | $2,757.00 | $270,555 Land $40,000 Building $230,555 | $270,555 (-) Land $40,000 Building $230,555 |
| 2024 | $270,555 (+83.07%) Land $40,000 Building $230,555 | ||
| 2023 | $2,000.00 (+0.55%) | $147,789 (-) Land $30,000 Building $117,789 | $147,789 (-) Land $30,000 Building $117,789 |
| 2022 | $1,989.00 | $147,789 Land $30,000 Building $117,789 | $147,789 Land $30,000 Building $117,789 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Kinloss Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1998–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Kinloss Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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