108 Kinloss Way, Stem, NC 27581 Property Records

Granville County property record for 108 Kinloss Way, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 2015
Lot Size	0.229 acres (9,999 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Aug 2019)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31736-76534319`

Property Details

APN / Parcel Number

Primary APN	`31736-76534319`
Alternative APNs	`088801464288` `088801 044` `1021943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,294 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,999 sqft (0.229 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1021943
Street Address	108 KINLOSS WAY
City	STEM
State	NC
Zip	27581-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	LT 33 RESERVE AT PRESTWK
Legal Subdivision	RESERVE PRESTWICK
Legal Lot Number	33
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	3
Census Block	3022
Census Tract	970701

Owner

108 Kinloss Way is owned and occupied by two individuals who bought it in August 2019.

Source: Granville County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 KINLOSS WAY, STEM, NC 27581-9003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Prior Sale	Mar 28, 2016 · Amount on File
Deed Book / Page	1739 / 831
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Aug 28, 2019
Property Address	108 KINLOSS WAY, STEM, NC 27581-9003
Document Number	1739/831
Book / Page	1739 / 831
Map Reference	MB 36 PG 107
Instrument Date	Aug 28, 2019
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3148 PIER POINTE DR, 3148, CREEDMOOR, NC 27522-7134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 KINLOSS WAY, STEM, NC 27581-9003

Mortgage

Document Number	1739833
Date	Aug 28, 2019
Instrument	1739/833

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	5 Years
Min Rate At Change	5.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 108 Kinloss Way was $2,965.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,129 (-) Land $40,000 Building $252,129
2025	$2,965.00	$292,129 Land $40,000 Building $252,129	$292,129 (-) Land $40,000 Building $252,129
2024			$292,129 (+87%) Land $40,000 Building $252,129
2023	$2,107.00 (+0.52%)	$156,222 (-) Land $30,000 Building $126,222	$156,222 (-) Land $30,000 Building $126,222
2022	$2,096.00	$156,222 Land $30,000 Building $126,222	$156,222 Land $30,000 Building $126,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Kinloss Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1998–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Kinloss Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20