Granville County property record for 109 Kinloss Way, Stem, NC 27581
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,221 sqft · built 2010 |
| Lot Size | 0.27 acres (11,798 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Apr 2026) |
| Tax Bill | $2,732 (2025) |
| Deeds & Mortgages | Oct 2011 Mortgage Jan 2010 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30886-70628301 |
| Primary APN | 30886-70628301 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,221 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,798 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 75 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1046033 |
|---|---|
| Street Address | 109 KINLOSS WAY |
| City | STEM |
| State | NC |
| Zip | 27581-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR40 |
| Legal Description | 109 KINLOSS WAY |
| Legal Subdivision | RESERVE PRESTWICK |
| Jurisdiction | GRANVILLE NC |
| Township / Civil Division | TALLY HO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 970701 |
Source: Granville County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 KINLOSS WAY, STEM, NC 27581-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2011 | Deed of Trust, Mortgage · VA Mortgage BANK OF AMERICA NA |
| Jan 7, 2010 | Deed of Trust, Mortgage · Construction Mortgage CAPITAL BANK |
| Jan 22, 2013 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE INVESTORS CORP |
| Apr 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Oct 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage VICTORIAN FINANCE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Oct 14, 2020 · Amount on Record |
| Deed Book / Page | 2068 / 149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 109 KINLOSS WAY, STEM, NC 27581-9002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01406/0728 |
|---|---|
| Date | Oct 28, 2011 |
| Book Page | 1406/0728 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 109 KINLOSS WAY, STEM, NC 27581-9002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001339/098 |
|---|---|
| Date | Jan 7, 2010 |
| Book Page | 1339/098 |
| Name | CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | WAKE FOREST, NC 27587 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 109 KINLOSS WAY, STEM, NC 27581-9002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | NATIONAL TITLE NTWK INC, NATIONAL TITLE NETWORK INC |
| Name | Verified Name |
|---|
| Document Number | 001456/529 |
|---|---|
| Date | Jan 22, 2013 |
| Book Page | 1456/529 |
| Name | MORTGAGE INVESTORS CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PETERSBURG, FL 33707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Apr 1, 2016 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.5% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Recording Date | Apr 15, 2026 |
| Property Address | 109 KINLOSS WAY, STEM, NC 27581-9002 |
| Document Number | 2068000149 |
| Book / Page | 2068 / 149 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 KINLOSS WAY, STEM, NC 27581-9002 |
| Document Number | 2068000151, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 2068/151 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Recording Date | Oct 14, 2020 |
| Property Address | 109 KINLOSS WAY, STEM, NC 27581-9002 |
| Document Number | 1801/543 |
| Book / Page | 1801 / 543 |
| Map Reference | MB 36 PG 107 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 EAGLE CHASE DR, 5, YOUNGSVILLE, NC 27596-7356 |
| Name | Verified Name |
|---|---|
| Address | 109 KINLOSS WAY, STEM, NC 27581-9002 |
| Document Number | 1801545 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 1801/545 |
| Name | VICTORIAN FINANCE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Granville County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Granville County |
| Municipality | Stem Town |
| Unified School District | Granville County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,972 (-) Land $40,000 Building $227,972 | ||
| 2025 | $2,732.00 (+37.77%) | $267,972 (+82.97%) Land $40,000 Building $227,972 | $267,972 (-) Land $40,000 Building $227,972 |
| 2024 | $267,972 (+82.97%) Land $40,000 Building $227,972 | ||
| 2023 | $1,983.00 (+0.56%) | $146,459 (-) Land $30,000 Building $116,459 | $146,459 (-) Land $30,000 Building $116,459 |
| 2022 | $1,972.00 | $146,459 Land $30,000 Building $116,459 | $146,459 Land $30,000 Building $116,459 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1998–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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