Washington County property record for 111 Howard St, Charleroi, PA 15022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,267 sqft · built 1994 |
| Lot Size | 0.291 acres (12,676 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,125 (2026) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 610-026-01-00-0005-00 |
| Primary APN | 610-026-01-00-0005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,267 sqft Living Area |
| Basement Area | 575 sqft |
| Finished Basement | 575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,676 sqft (0.291 acres) |
| Lot Dimensions | 166 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 111 HOWARD ST |
|---|---|
| City | CHARLEROI |
| State | PA |
| Zip | 15022-1080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 S/L VNYL HSE-GAR |
| Legal Lot Number | 5 |
| Jurisdiction | WASHINGTON PA |
| Township / Civil Division | SPEERS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 784000 |
Source: Washington County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 111 HOWARD ST, CHARLEROI, PA 15022-1080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Aug 27, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Property Address | 111 HOWARD ST, CHARLEROI, PA 15022-1080 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002159 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 202302159 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 2, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Property Address | 111 HOWARD ST, CHARLEROI, PA 15022-1080 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021570 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 201821570 |
| Name | CITIZENS BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 13, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Washington County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Washington County |
| Municipality | Speers Borough |
| Unified School District | Charleroi School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,125.00 (+1.95%) | $157,700 (-) Land $33,200 Building $124,500 | $157,700 (-) Land $33,200 Building $124,500 |
| 2025 | $4,046.00 (+10.31%) | $157,700 (-) Land $33,200 Building $124,500 | |
| 2023 | $3,668.00 | $157,700 (-) Land $33,200 Building $124,500 | |
| 2022 | $3,668.00 | $157,700 Land $33,200 Building $124,500 | |
| 2015 | $157,700 Land $33,200 Building $124,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1979–2011) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUTH OF BORO OF CHARLEROI serves 27,000 people · EPA ID PA5630039 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 E. coli resolved · Mar 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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