106 Howard St, Charleroi, PA 15022 Property Records

Washington County property record for 106 Howard St, Charleroi, PA 15022

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,500 sqft · built 1993
Lot Size0.381 acres (16,596 sqft)
Owner2 Individual Names on Record
Tax Bill$5,713 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN610-026-01-00-0020-00

Property Details

APN / Parcel Number

Primary APN610-026-01-00-0020-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,500 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Lot Area16,596 sqft (0.381 acres)
Lot Dimensions192 ft deep x 80 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address106 HOWARD ST
CityCHARLEROI
StatePA
Zip15022-1079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 HSE 2 STY FR-GAR-SHEDS
Legal SubdivisionTHE CHARTER OAK
Legal Lot Number20
JurisdictionWASHINGTON PA
Township / Civil DivisionSPEERS
Census Block Group1
Census Block1024
Census Tract784000

Owner

Source: Washington County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address106 HOWARD ST, CHARLEROI, PA 15022-1079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON PA
Property Address106 HOWARD ST, CHARLEROI, PA 15022-1079
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 HOWARD ST, CHARLEROI, PA 15022-1079

Mortgage

Document Number0000025309
DateAug 24, 2021
Instrument202125309
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 5, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWashington County
MunicipalitySpeers Borough
Unified School DistrictCharleroi School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,713.00 (+1.96%)$218,400 (-) Land $34,300 Building $184,100$218,400 (-) Land $34,300 Building $184,100
2025$5,603.00 (+14.21%)$218,400 (+3.56%) Land $34,300 Building $184,100
2023$4,906.00$210,900 (-) Land $34,300 Building $176,600
2022$4,906.00$210,900 Land $34,300 Building $176,600
2015$218,400 Land $34,300 Building $184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims16 (1979–2011)
Claims Outside the SFHA1 of 16
Most Recent ClaimSep 2011 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 3 claims
  • Severe Storms & Flooding, Nov 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUTH OF BORO OF CHARLEROI
serves 27,000 people · EPA ID PA5630039
Water SourceSurface water
Last State InspectionMay 2026
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2025
E. coli
resolved · Mar 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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