109 Howard St, Charleroi, PA 15022 Property Records

Washington County property record for 109 Howard St, Charleroi, PA 15022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,532 sqft · built 1994
Lot Size	0.302 acres (13,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Sep 2023)
Tax Bill	$4,999 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-026-01-00-0004-00`

Property Details

APN / Parcel Number

Primary APN	`610-026-01-00-0004-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	155 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 HOWARD ST
City	CHARLEROI
State	PA
Zip	15022-1080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 HSE 2 STY FR-GAR ADD
Legal Lot Number	4
Jurisdiction	WASHINGTON PA
Township / Civil Division	SPEERS
Census Block Group	1
Census Block	1036
Census Tract	784000

Owner

Source: Washington County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 HOWARD ST, CHARLEROI, PA 15022-1080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Deed Document Number	202317899
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON PA
Recording Date	Sep 8, 2023
Property Address	109 HOWARD ST, CHARLEROI, PA 15022-1080
Document Number	0000017899
Map Reference	VOL 22 PG 357
Instrument Date	Sep 2, 2023
Instrument	202317899
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	ASSURED SETTLEMENT SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HOWARD ST, CHARLEROI, PA 15022-1080

Mortgage

Document Number	0000017900
Date	Sep 8, 2023
Instrument	202317900

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Washington County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Washington County
Municipality	Speers Borough
Unified School District	Charleroi School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,999.00 (+1.96%)	$191,100 (-) Land $33,300 Building $157,800	$191,100 (-) Land $33,300 Building $157,800
2025	$4,903.00 (+10.3%)	$191,100 (-) Land $33,300 Building $157,800
2023	$4,445.00	$191,100 (-) Land $33,300 Building $157,800
2022	$4,445.00	$191,100 Land $33,300 Building $157,800
2015			$191,100 Land $33,300 Building $157,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1979–2011)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims Severe Storms & Flooding, Nov 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUTH OF BORO OF CHARLEROI serves 27,000 people · EPA ID PA5630039
Water Source	Surface water
Last State Inspection	May 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025 E. coli resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20