Schoharie County and Cobleskill Town property record for 111 Elm St, Cobleskill, NY 12043
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3 bd · 2 ba · 3,519 sqft · built 1920 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $12,215 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432601 68.5-3-7 |
| Primary APN | 432601 68.5-3-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,519 sqft Gross Area |
| 1st Floor Area | 1,201 sqft |
| Basement Area | 1,713 sqft |
| Unfinished Basement | 1,713 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Porch | Slab |
| Porch Area | 404 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 431A100808 |
|---|---|
| Street Address | 111 ELM ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-1000 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R1 |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 740200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
111 Elm St, a residential property, is owned by a company and is owner-occupied.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 111 ELM ST, COBLESKILL, NY 12043-1000 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 111 Elm St was $12,215 with exemptions applied, up 5% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,215.00 (+4.97%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $11,637.00 | $201,300 Land $17,700 Building $183,600 | $410,816 Land $36,122 Building $374,694 |
| 2023 | $201,300 Land $17,700 Building $183,600 | $353,158 Land $31,053 Building $322,105 | |
| 2020 | $9,713.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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