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106 Elm St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 106 Elm St, Cobleskill, NY 12043

Property Summary

Property TypeOffice Building
Details4,843 sqft · built 1975
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on Record
Last Sale$159,900 (Jun 2017)
Tax Bill$191 (2021)
Deeds & MortgagesJun 2017 Sale
Flood ZoneZone X (minimal risk)
APN432601 56.17-6-10

Property Details

APN / Parcel Number

Primary APN432601 56.17-6-10
Alternative APNs
  • 260105601700060100000000
  • 4379218010

Interior

Stories1 Story
Building Area4,843 sqft Gross Area
Basement Area3,463 sqft
Unfinished Basement3,463 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions146 ft deep x 186 ft wide

Exterior Amenities

PorchSlab
Porch Area84 sqft
Shed1 Shed
Shed Area240 sqft
Canopy168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4379218010
Street Address106 ELM ST
CityCOBLESKILL
StateNY
Zip12043-1013
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeR1
Legal DescriptionOFFICE BLDG
Legal Block6
Legal Lot Number10.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group3
Census Block3008
Census Tract740200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schoharie County and Cobleskill Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address151 HERON RD, COBLESKILL, NY 12043-7312
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2017 · Amount on Record
Deed SaleJun 28, 2017 · Amount on Record
Prior SaleSep 6, 2016 · Amount on Record
Deed Book / Page1048 / 23
Record UpdatedOct 29, 2026

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateJun 28, 2017
Property Address106 ELM ST, COBLESKILL, NY 12043-1013
Document Number0000001048/0000000023
Book / Page0000001048 / 0000000023
Instrument DateJun 12, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNOT AVAILABLE, VICTOR TIMOSHENKO, ESQ.

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 CLAPBOARDTREE ST, WESTWOOD, MA 02090-2908

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$150,000 (-) Land $18,900 Building $131,100$306,122 (+16.33%) Land $38,571 Building $267,551
2023$150,000 (-) Land $18,900 Building $131,100$263,158 (+12.28%) Land $33,158 Building $230,000
2022$150,000 Land $18,900 Building $131,100$234,375 Land $29,531 Building $204,844
2021$191.00 (-25.97%)
2020$258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1996–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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