Schoharie County and Cobleskill Town property record for 124 Elm St, Cobleskill, NY 12043
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 2,552 sqft · built 1920 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,000 (Jan 2020) |
| Tax Bill | $1,841 (2026) |
| Deeds & Mortgages | Jan 2020 Sale Mar 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 432601 56.17-6-14 |
| Primary APN | 432601 56.17-6-14 |
|---|---|
| Alternative APNs |
|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,552 sqft Gross Area |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 201 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 558 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 431A100822 |
|---|---|
| Street Address | 124 ELM ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-1029 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R3 |
| Legal Description | 2 FAN HSE & BARN |
| Legal Block | 6 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 740200 |
124 Elm St, a residential property, is owned by an individual who bought it in January 2020.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 ELM ST, COBLESKILL, NY 12043-1013 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2020 | Deed, Transfer |
| Mar 13, 2019 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2020 · Amount on File |
| Deed Sale | Jan 16, 2020 · Amount on File |
| Prior Sale | Mar 13, 2019 · Amount on File |
| Deed Document Number | 2020772380 |
| Deed Book / Page | 1106 / 183 |
| Prior Transfer Date | May 11, 1994 |
| Prior Transfer Doc | 0603000307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jan 16, 2020 |
| Property Address | 124 ELM ST, COBLESKILL, NY 12043-1029 |
| Document Number | 001106/183 |
| Book / Page | 1106 / 183 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 772380 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 ELM ST, COBLESKILL, NY 12043-1013 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Mar 13, 2019 |
| Property Address | 124 ELM ST, COBLESKILL, NY 12043-1029 |
| Document Number | 00001088/5 |
| Book / Page | 1088 / 5 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 758038 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD, WEST PALM BEACH, FL 33409-6488 |
The 2026 property tax bill for 124 Elm St was $1,841, up 5.2% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,841.00 (+5.2%) | ||
| 2025 | $1,750.00 | $30,000 Land $18,500 Building $11,500 | $61,224 Land $37,755 Building $23,469 |
| 2023 | $30,000 (-) Land $18,500 Building $11,500 | $52,632 (+12.28%) Land $32,456 Building $20,176 | |
| 2022 | $30,000 Land $18,500 Building $11,500 | $46,875 Land $28,906 Building $17,969 | |
| 2020 | $5,777.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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