111 Donovan Ln, Georgetown, KY 40324 Property Records

Scott County property record for 111 Donovan Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$395,196 (Oct 2022)
Tax Bill	$3,520 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Jan 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-20-009.036`

Property Details

APN / Parcel Number

Primary APN	`165-20-009.036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	111 DONOVAN LN
City	GEORGETOWN
State	KY
Zip	40324-2078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOROUGHBRED ACRES D
Legal Subdivision	THOROUGHBRED ACRES D
Legal Lot Number	36
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2012
Census Tract	40607

Owner

111 Donovan Ln is owned and occupied by two individuals who bought it in October 2022.

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	111 DONOVAN LN, GEORGETOWN, KY 40324-2078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Jan 24, 2022	Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC
Oct 5, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Deed Document Number	2022459893
Deed Book / Page	437 / 526
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	111 DONOVAN LN, GEORGETOWN, KY 40324-2078
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1409/109
Date	Aug 31, 2018
Book Page	M1409/109
Instrument	391583

Lender

Name	CENTRAL BANK
Type	Bank
Address	40607

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	111 DONOVAN LN, GEORGETOWN, KY 40324-2078
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1668/380
Date	Jan 24, 2022
Book Page	M1668/380
Instrument	449522

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 21, 2023

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Min Rate At Change	3.75%
Max Rate At Change	12%
Index	LIBOR

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 5, 2022
Property Address	111 DONOVAN LN, GEORGETOWN, KY 40324-2078
Document Number	00D437/526
Book / Page	D437 / 526
Map Reference	CAB 12 SL 259
Instrument Date	Oct 3, 2022
Instrument	459893
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 LIGHTHOUSE WAY, MIDWAY, KY 40347-9795

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	111 DONOVAN LN, GEORGETOWN, KY 40324-2078

Mortgage

Document Number	0000459896
Date	Oct 5, 2022
Instrument	459896

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 111 Donovan Ln was $3,520.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,196 (-)	$395,196 (-)
2025	$3,520.00	$395,196	$395,196
2023	$3,583.00 (+651.15%)	$395,196 (+618.54%) Land $58,000 Building $337,196	$395,196 (+618.54%) Land $58,000 Building $337,196
2022	$477.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 111 Donovan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Donovan Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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