104 Donovan Ln, Georgetown, KY 40324 Property Records

Scott County property record for 104 Donovan Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,200 (Sep 2024)
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-20-009.051`

Property Details

APN / Parcel Number

Primary APN	`165-20-009.051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,883 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	104 DONOVAN LN
City	GEORGETOWN
State	KY
Zip	40324-2078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOROUGHBRED ARES D
Legal Subdivision	THOROUGHBRED ACRES D
Legal Lot Number	51
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2012
Census Tract	40607

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 DONOVAN LN, GEORGETOWN, KY 40324-2078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2024	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO
Nov 30, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Apr 22, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Deed Document Number	2024510964
Deed Book / Page	452 / 101
Record Updated	Oct 29, 2026

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 16, 2024
Property Address	104 DONOVAN LN, GEORGETOWN, KY 40324-2078
Document Number	00D452/101
Book / Page	D452 / 101
Map Reference	CAB 12 SL 259
Instrument Date	Sep 11, 2024
Instrument	510964
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3600 GREEN PARK CT, LEXINGTON, KY 40509-1861

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	104 DONOVAN LN, GEORGETOWN, KY 40324-2078

Mortgage

Document Number	0000510965
Date	Sep 16, 2024
Instrument	510965

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	11.7%

November 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 30, 2021
Property Address	104 DONOVAN LN, GEORGETOWN, KY 40324-2078
Document Number	00D429/688
Book / Page	D429 / 688
Map Reference	CAB 12 SL 259
Instrument Date	Nov 16, 2021
Instrument	445998
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 991, GEORGETOWN, KY 40324-0991

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DONOVAN LANE, GEORGETOWN, KY 40324-2078

Mortgage

Document Number	0000445999
Date	Nov 30, 2021
Instrument	445999

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 22, 2021
Property Address	104 DONOVAN LN, GEORGETOWN, KY 40324-2078
Document Number	00D423/322
Book / Page	D423 / 322
Map Reference	CAB 12 SL 259
Instrument Date	Apr 21, 2021
Instrument	433818
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2750 PARIS PIKE, LEXINGTON, KY 40511-9570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 991, GEORGETOWN, KY 40324-0991
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,200 (-)	$375,200 (-)
2025	$3,341.00 (+60.16%)	$375,200 (+35.7%)	$375,200 (+35.7%)
2023	$2,086.00 (-13.01%) Homeowner's exemption	$276,500 (-) Land $58,000 Building $218,500	$276,500 (-) Land $58,000 Building $218,500
2022	$2,398.00	$276,500 Land $55,000 Building $221,500	$276,500 Land $55,000 Building $221,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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