109 Donovan Ln, Georgetown, KY 40324 Property Records

Scott County property record for 109 Donovan Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,503 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Apr 2025)
Tax Bill	$3,242 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`165-20-009.037`

Property Details

APN / Parcel Number

Primary APN	`165-20-009.037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,503 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	109 DONOVAN LN
City	GEORGETOWN
State	KY
Zip	40324-2078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOROUGHBRED ACRES D
Legal Subdivision	THOROUGHBRED ACRES D
Legal Lot Number	37
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2012
Census Tract	40607

Owner

109 Donovan Ln is owned and occupied by two individuals who bought it in April 2025.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 DONOVAN LN, GEORGETOWN, KY 40324-2078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed, Transfer · FHA Mortgage BETTER MORTGAGE CORPORATION
Apr 21, 2022	Deed, Transfer · Line of Credit COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Apr 17, 2023 · Amount on File
Deed Document Number	2025537454
Deed Book / Page	456 / 868
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 17, 2023
Property Address	109 DONOVAN LN, GEORGETOWN, KY 40324-2078
Document Number	00D441/290
Book / Page	D441 / 290
Map Reference	CAB 12 SL 259
Instrument Date	Apr 4, 2023
Instrument	471069
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 CUSTER RIDGE RD, BUFFALO, WV 25033-9801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DONOVAN LN, GEORGETOWN, KY 40324-2078

Mortgage

Document Number	0M1735/730
Date	Apr 17, 2023
Book Page	M1735/730
Instrument	471070

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 21, 2022
Property Address	109 DONOVAN LN, GEORGETOWN, KY 40324-2078
Document Number	0000D433/4
Book / Page	D433 / 4
Map Reference	CAB 12 SL 259
Instrument Date	Apr 14, 2022
Instrument	453555
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2750 PARIS PIKE, LEXINGTON, KY 40511-9570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CUSTER RIDGE RD, BUFFALO, WV 25033-9801
Investor	Possibly a Property Investor

Mortgage

Document Number	0000453556
Date	Apr 21, 2022
Instrument	453556

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 109 Donovan Ln was $3,242 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,000 (-1.37%)	$359,000 (-1.37%)
2025	$3,242.00	$364,000	$364,000
2023	$2,925.00 (+1,254.17%)	$322,600 (+1,190.4%) Land $58,000 Building $264,600	$322,600 (+1,190.4%) Land $58,000 Building $264,600
2022	$216.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Donovan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Donovan Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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