111 Division St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 111 Division St, Cobleskill, NY 12043

Property Summary

Property Type	Apartments (5+ Units)
Details	4,432 sqft · built 1928
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$4,509 (2025)
Flood Zone	Zone X (moderate risk)
APN	`432601 68.6-2-2`

Property Details

APN / Parcel Number

Primary APN	`432601 68.6-2-2`
Alternative APNs	`260106800600020020000000` `431A101036`

Interior

Units	4 Units
Stories	2 Stories
Building Area	4,432 sqft Gross Area
Basement Area	2,396 sqft
Unfinished Basement	2,396 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	100 ft deep x 44 ft wide
Porch	Slab
Porch Area	404 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	431A101036
Street Address	111 DIVISION ST
City	COBLESKILL
State	NY
Zip	12043-4661
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	CB
Legal Description	4 FARN HOUSE
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	5
Census Block	5007
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.6-2-2

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 PLEASANT VALLEY RD, BERNE, NY 12023-2205
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,509.00 (+6.62%)	$77,300 (-) Land $4,200 Building $73,100	$157,755 (+16.33%) Land $8,571 Building $149,184
2023		$77,300 Land $4,200 Building $73,100	$135,614 Land $7,368 Building $128,246
2020	$4,229.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	19 (2011–2013)
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims Hurricane Irene, Aug 2011 · 11 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: The Middleburgh Telephone Company.

Based on FCC filings for 362 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COBLESKILL VILLAGE serves 4,678 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.