106 Division St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 106 Division St, Cobleskill, NY 12043

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4,324 sqft · built 1898
Lot Size0.09 acres (3,920 sqft)
OwnerCompany Name on File
Last Sale$340,000 (Apr 2017)
Tax Bill$10,622 (2026)
Deeds & MortgagesApr 2017 Sale
Flood ZoneZone X (minimal risk)
APN432601 68.6-1-12

Property Details

APN / Parcel Number

Primary APN432601 68.6-1-12
Alternative APNs
  • 260106800600010120000000
  • 431A100897

Interior

Units2 Units
Stories2 Stories
Building Area4,324 sqft Gross Area
Basement Area2,162 sqft
Unfinished Basement2,162 sqft

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions101 ft deep x 40 ft wide
Canopy115 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A100897
Street Address106 DIVISION ST
CityCOBLESKILL
StateNY
Zip12043-4605
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeCB
Legal DescriptionBRICK BLDG
Legal Block1
Legal Lot Number12.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group5
Census Block5016
Census Tract740200

Owner

106 Division St, a commercial property, is owned by a company that bought it in April 2017.

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address106 DIVISION ST, COBLESKILL, NY 12043-4605
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2017 · Amount on File
Deed SaleApr 7, 2017 · Amount on File
Deed Book / Page1041 / 257
Record UpdatedOct 29, 2026

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateApr 7, 2017
Property Address106 DIVISION ST, COBLESKILL, NY 12043-4605
Document Number0000001041/0000000257
Book / Page0000001041 / 0000000257
Instrument DateApr 6, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNOT AVAILABLE, CRAIG MORLANG

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 DIVISION ST, COBLESKILL, NY 12043-4605

Tax Assessment & Valuation

The 2026 property tax bill for 106 Division St was $10,622, up 5.2% from the year before.

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,622.00 (+5.2%)
2025$10,097.00$173,100 Land $10,000 Building $163,100$353,265 Land $20,408 Building $332,857
2023$173,100 Land $10,000 Building $163,100$303,684 Land $17,544 Building $286,140
2020$9,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Division St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims19 (2011–2013)
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: MIDTEL.

Nearby Properties on Division St

Nearby Streets

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