108 Division St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 108 Division St, Cobleskill, NY 12043

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	7,954 sqft · built 1906
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Tax Bill	$4,375 (2025)
Deeds & Mortgages	Jan 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`432601 68.6-1-13`

Property Details

APN / Parcel Number

Primary APN	`432601 68.6-1-13`
Alternative APNs	`260106800600010130000000` `431A101276`

Interior

Units	8 Units
Stories	2 Stories
Building Area	7,954 sqft Gross Area
Basement Area	4,322 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	109 ft deep x 64.9 ft wide
Porch	Slab
Porch Area	262 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	431A101276
Street Address	108 DIVISION ST
City	COBLESKILL
State	NY
Zip	12043-4606
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	CB
Legal Description	BRICK BLDGS
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	5
Census Block	5016
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.6-1-13

Assessment roll updated May 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	108 DIVISION ST, COBLESKILL, NY 12043-4606
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jan 29, 2025
Property Address	108 DIVISION ST, COBLESKILL, NY 12043-4606
Document Number	001228/208
Book / Page	1228 / 208
Instrument Date	Jan 27, 2025
Instrument	827686
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 489, SCHOHARIE, NY 12157-0489

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,375.00 (-29.33%)	$75,000 (-) Land $7,200 Building $67,800	$153,061 (+16.33%) Land $14,694 Building $138,367
2023		$75,000 Land $7,200 Building $67,800	$131,579 Land $12,632 Building $118,947
2020	$6,191.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	19 (2011–2013)
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims Hurricane Irene, Aug 2011 · 11 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: The Middleburgh Telephone Company.

Based on FCC filings for 362 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COBLESKILL VILLAGE serves 4,678 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.