Essex County and Montclair Township property record for 111 Christopher St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,317 sqft · built 1925 |
| Lot Size | 0.24 acres (10,440 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,250,000 (Dec 2021) |
| Tax Bill | $30,709 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2018 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04403-0000-00015 |
| Primary APN | 13-04403-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,317 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 10,440 sqft (0.24 acres) |
| Lot Dimensions | 174 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130440300015 |
|---|---|
| Street Address | 111 CHRISTOPHER ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X174 IRR |
| Legal Block | 4403 |
| Legal Lot Number | 15 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 16500 |
111 Christopher St is owned and occupied by an individual who bought it in December 2021.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A |
| Nov 1, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance HSBC BANK USA |
| Dec 8, 2021 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Nov 1, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2021 · Amount on File |
| Deed Sale | Dec 8, 2021 · Amount on File |
| Prior Sale | Nov 1, 2018 · Amount on File |
| Deed Document Number | 2021144878 |
| Prior Transfer Date | Dec 10, 2002 |
| Prior Transfer Doc | 5939000416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 14, 2026 |
| Property Address | 111 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4227 |
| Document Number | 0000032495 |
| Instrument Date | May 6, 2026 |
| Instrument | 202632495 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Address | 111 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4227 |
| Document Number | 0000032495, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202632495 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 111 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | EVIDENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000095107 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 2018095107 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 8, 2021 |
| Property Address | 111 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4227 |
| Document Number | 0000144878 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 2021144878 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 RIVERSIDE DR # DR10HE, 11, NEW YORK, NY 10023-2504 |
| Name | Verified Name |
|---|---|
| Address | 111 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4227 |
| Document Number | 0000144879 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 2021144879 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 1, 2018 |
| Property Address | 111 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4227 |
| Document Number | 0000095106 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 95106 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $901.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 111 CHRISTOPHER ST MONTCLAIR NJ 070424227, MONTCLAIR, NJ 07042-4227 |
The 2025 property tax bill for 111 Christopher St was $30,709, up 9.9% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $873,400 (-) Land $377,400 Building $496,000 | $873,400 (-) Land $377,400 Building $496,000 | |
| 2025 | $30,709.00 (+9.93%) | $873,400 Land $377,400 Building $496,000 | $873,400 Land $377,400 Building $496,000 |
| 2024 | $27,935.00 | ||
| 2023 | $820,900 Land $377,400 Building $443,500 | $820,900 Land $377,400 Building $443,500 | |
| 2022 | $26,991.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Christopher St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Christopher St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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