Essex County and Montclair Township property record for 115 Christopher St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,583 sqft · built 1924 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $701,000 (Aug 2017) |
| Tax Bill | $24,081 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04403-0000-00014 |
| Primary APN | 13-04403-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,583 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 175 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130440300014 |
|---|---|
| Street Address | 115 CHRISTOPHER ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X175 IRR |
| Legal Block | 4403 |
| Legal Lot Number | 14 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 16500 |
115 Christopher St is owned and occupied by two individuals who bought it in August 2017.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JOSEPH & CAROLYN FLEISCHER |
| Aug 16, 2017 | Grant Deed, Transfer · Conventional Mortgage JOSEPH FLEISCHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2017 · Amount on File |
| Deed Sale | Aug 16, 2017 · Amount on File |
| Prior Sale | Oct 24, 1994 · Amount on File |
| Deed Document Number | 201772669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 115 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4227 |
| Document Number | 0000100588 |
| Instrument Date | Oct 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 CHRISTOPHER ST MONTCLAIR NJ 070424227, MONTCLAIR, NJ 07042-4227 |
| Document Number | 0000100588 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 100588 |
| Name | JOSEPH & CAROLYN FLEISCHER |
|---|---|
| Address | 138 MONTCLAIR AVE, MONTCLAIR, NJ 07042-4132 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 16, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 16, 2017 |
| Property Address | 115 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4227 |
| Document Number | 0000072669 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 72669 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | RELIANT TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $701.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 CHRISTOPHER ST MONTCLAIR NJ 070424227, MONTCLAIR, NJ 07042-4227 |
| Document Number | 72670 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 72670 |
| Name | JOSEPH FLEISCHER |
|---|---|
| Address | 138 MONTCLAIR AVE, MONTCLAIR, NJ 07042-4132 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 115 Christopher St was $24,081, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $684,900 (-) Land $377,800 Building $307,100 | $684,900 (-) Land $377,800 Building $307,100 | |
| 2025 | $24,081.00 (+3.32%) | $684,900 Land $377,800 Building $307,100 | $684,900 Land $377,800 Building $307,100 |
| 2024 | $23,307.00 | ||
| 2023 | $684,900 Land $377,800 Building $307,100 | $684,900 Land $377,800 Building $307,100 | |
| 2022 | $22,519.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Christopher St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Christopher St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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