111 Cedar Rdg Dr, Guyton, GA 31312 Property Records

Effingham County property record for 111 Cedar Rdg Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,192 sqft · built 2016
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Jun 2021)
Tax Bill	$5,189 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0416B-016-000`

Property Details

APN / Parcel Number

Primary APN	`0416B-016-000`
Alternative APNs	`00790045000` `0416B016` `27628`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,192 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	12,197 sqft (0.28 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27628
Street Address	111 CEDAR RIDGE DR
City	GUYTON
State	GA
Zip	31312-7144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.28 AC LOT 16 (OUT 416-17 & 18)
Legal Subdivision	CEDAR RIDGE
Legal Phase	1
Legal Lot Number	16
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage COLONY BANK
Aug 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	20212215
Deed Book / Page	2705 / 267
Transfer Doc	0000001270
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 24, 2021
Property Address	111 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Document Number	2705/267
Book / Page	2705 / 267
Instrument Date	Jun 24, 2021
Instrument	2021-002215
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CEDAR RIDGE DR, GUYTON, GA 31312-7144

Mortgage

Document Number	0000002705/0000000269
Date	Jul 8, 2021
Book Page	0000002705/0000000269
Instrument	008254

Lender

Name	COLONY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 2, 2019
Property Address	111 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Document Number	002538/586
Book / Page	2538 / 586
Instrument Date	Aug 2, 2019
Instrument	2019-002111
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CEDAR RIDGE DR, GUYTON, GA 31312-7144

Mortgage

Document Number	0000002538/0000000588
Date	Aug 2, 2019
Book Page	0000002538/0000000588
Instrument	006486

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,662 (+9.68%) Land $22,800 Building $147,862	$426,656 (+9.68%) Land $57,000 Building $369,656
2025	$5,189.00 (-1.18%)	$155,607 (-9.52%) Land $22,800 Building $132,807	$389,017 (-9.52%) Land $57,000 Building $332,017
2024	$5,251.00 (+39.65%)	$171,979 (+41.87%) Land $22,800 Building $149,179	$429,947 (+41.87%) Land $57,000 Building $372,947
2022	$3,760.00	$121,221 Land $18,000 Building $103,221	$303,052 Land $45,000 Building $258,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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