113 Cedar Rdg Dr, Guyton, GA 31312 Property Records

Effingham County property record for 113 Cedar Rdg Dr, Guyton, GA 31312

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,696 sqft · built 2017
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Jun 2022)
Tax Bill$5,376 (2025)
Deeds & MortgagesMar 2016 Mortgage
Jun 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN0416B-015-000

Property Details

APN / Parcel Number

Primary APN0416B-015-000
Alternative APNs
  • 00790045000
  • 0416B015
  • 27627

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,696 sqft Heated Area
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area12,197 sqft (0.28 acres)
Garage Area441 sqft

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number27627
Street Address113 CEDAR RIDGE DR
CityGUYTON
StateGA
Zip31312-7144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description.28 AC LOT 15 (OUT 416-17&18)
Legal SubdivisionCEDAR RIDGE
Legal Phase1
Legal Lot Number15
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group2
Census Block2000
Census Tract30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address113 CEDAR RIDGE DR, GUYTON, GA 31312-7144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2016Deed of Trust, Mortgage · Commercial Mortgage
SYNOVUS BANK
Jun 9, 2022Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER
Jun 1, 2022Warranty Deed, Transfer
Jun 1, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER
Dec 20, 2018Warranty Deed, Transfer
Jun 3, 2016Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2022 · Amount on Record
Deed SaleJun 9, 2022 · Amount on Record
Prior SaleJun 3, 2016 · Amount on Record
Deed Document Number20221629
Deed Book / Page2789 / 64
Prior Transfer DateDec 20, 2018
Prior Transfer Doc002513/832
Record UpdatedOct 29, 2026

March 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address113 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002335/567
DateMar 11, 2016
Book Page2335/567
Instrument001874
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueMar 1, 2017

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address113 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 CEDAR RIDGE DR, GUYTON, GA 31312-7144

Mortgage

Document Number0000002789/0000000066
DateJun 9, 2022
Book Page0000002789/0000000066
Instrument005820
Lender
NameMORTGAGE RESEARCH CENTER
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateJun 1, 2022
Property Address113 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Document Number0002789/64
Book / Page2789 / 64
Instrument DateJun 1, 2022
Instrument2022-001629
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 CEDAR RIDGE DR, GUYTON, GA 31312-7144

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateJun 1, 2022
Property Address113 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Document Number0002789/64
Book / Page2789 / 64
Instrument DateJun 1, 2022
Instrument2022-001629
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 CEDAR RIDGE DR, GUYTON, GA 31312-7144

Mortgage

Document Number0000005820
DateJun 1, 2022
Instrument005820
Lender
NameMORTGAGE RESEARCH CENTER
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term355 Months
DueJan 1, 2052

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateDec 20, 2018
Property Address113 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Document Number002513/832
Book / Page2513 / 832
Instrument DateDec 20, 2018
Instrument2018-003510
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 CEDAR RIDGE DR, GUYTON, GA 31312-7144

June 2016: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateJun 3, 2016
Property Address113 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Document Number002351/792
Book / Page2351 / 792
Instrument DateJun 3, 2016
Instrument2016-001421
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 CEDAR RIDGE DR, GUYTON, GA 31312-7144

Mortgage

Document Number002351/795
DateJun 13, 2016
Book Page2351/795
Instrument005019
Lender
NameBANKSOUTH MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2046

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,874 (+6.18%) Land $22,800 Building $148,074$427,185 (+6.18%) Land $57,000 Building $370,185
2025$5,376.00 (-6.16%)$160,928 (-14.71%) Land $22,800 Building $138,128$402,321 (-14.71%) Land $57,000 Building $345,321
2024$5,729.00 (+103.3%)$188,674 (+40.96%) Land $22,800 Building $165,874$471,684 (+40.95%) Land $57,000 Building $414,684
2022$2,818.00 Homeowner's exemption$133,854 Land $18,000 Building $115,854$334,635 Land $45,000 Building $289,635

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims2 (2002–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 86% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planters Rural Telephone Cooperative
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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