107 Cedar Rdg Dr, Guyton, GA 31312 Property Records

Effingham County property record for 107 Cedar Rdg Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,901 sqft · built 2015
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2023)
Tax Bill	$4,261 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0416B-018-000`

Property Details

APN / Parcel Number

Primary APN	`0416B-018-000`
Alternative APNs	`00790045000` `0416B018` `27630`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,901 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	12,197 sqft (0.28 acres)
Garage Area	440 sqft

Exterior Amenities

Porch	Patio
Porch Area	198 sqft
Deck Area	Deck Area
Patio Area	150 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27630
Street Address	107 CEDAR RIDGE DR
City	GUYTON
State	GA
Zip	31312-7144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.28 AC LOT 18 (OUT 416-17 & 18)
Legal Subdivision	CEDAR RIDGE
Legal Phase	1
Legal Lot Number	18
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

107 Cedar Rdg Dr is owned and occupied by two individuals who bought it in March 2023.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · VA Mortgage NEWREZ
Feb 24, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Prior Sale	Jul 10, 2015 · Amount on File
Deed Document Number	2023437
Deed Book / Page	2834 / 639
Transfer Doc	0000001270
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	107 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CEDAR RIDGE DR, GUYTON, GA 31312-7144

Mortgage

Document Number	0000002892/0000000688
Date	Feb 1, 2024
Book Page	0000002892/0000000688

Lender

Name	NEWREZ

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 24, 2023
Property Address	107 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Document Number	002834/639
Book / Page	2834 / 639
Instrument Date	Feb 24, 2023
Instrument	2023-000437
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CEDAR RIDGE DR, GUYTON, GA 31312-7144

Mortgage

Document Number	2023001614
Date	Feb 24, 2023
Instrument	2023001614

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 107 Cedar Rdg Dr was $4,261 with a homeowner's exemption, up 5.1% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,175 (+16.44%) Land $22,800 Building $124,375	$367,937 (+16.44%) Land $57,000 Building $310,937
2025	$4,261.00 (+5.11%) Homeowner's exemption	$126,395 (-3.32%) Land $22,800 Building $103,595	$315,987 (-3.32%) Land $57,000 Building $258,987
2024	$4,054.00	$130,731 Land $22,800 Building $107,931	$326,827 Land $57,000 Building $269,827
2022	$1,946.00 Homeowner's exemption	$84,276 Land $18,000 Building $66,276	$210,689 Land $45,000 Building $165,689

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Cedar Rdg Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Cedar Rdg Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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