111 Cedar Cove Trl, Gilbert, SC 29054 Property Records

Lexington County property record for 111 Cedar Cove Trl, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 1994
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Feb 2025)
Tax Bill	$1,388 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003128-01-012`

Property Details

APN / Parcel Number

Primary APN	`003128-01-012`
Alternative APN	`0312801012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,894 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	111 CEDAR COVE TRL
City	GILBERT
State	SC
Zip	29054-9035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	CEDAR COVE LOT 4
Legal Subdivision	CEDAR COVE SUBDIVISION
Legal Lot Number	4
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	3
Census Block	3004
Census Tract	21303

Owner

111 Cedar Cove Trl is owned and occupied by an individual who bought it in February 2025.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	111 CEDAR COVE TRL, GILBERT, SC 29054-9035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GROW FINANCIAL FCU
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2025 · Amount on File
Deed Sale	Feb 26, 2025 · Amount on File
Prior Sale	Oct 26, 2015 · Amount on File
Deed Document Number	20256718
Deed Book / Page	21148 / 169
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	111 CEDAR COVE TRL, GILBERT, SC 29054-9035
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2098705454
Date	Jan 13, 2022
Book Page	20987/5454
Instrument	2022001935

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	111 CEDAR COVE TRL, GILBERT, SC 29054-9035
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2094605353
Date	Jun 14, 2021
Book Page	20946/5353
Instrument	2021032149

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	111 CEDAR COVE TRL, GILBERT, SC 29054-9035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1973400077
Date	Jan 5, 2018
Book Page	19734/077
Instrument	2018000628

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33689

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 111 Cedar Cove Trl was $1,388, up 9.3% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,388.00 (+9.29%)	$8,512 (-) Land $3,592 Building $4,920
2024	$1,270.00 (+4.44%)	$8,512 (-) Land $3,592 Building $4,920	$212,806 (-) Land $89,800 Building $123,006
2023	$1,216.00	$8,512 Land $3,592 Building $4,920	$212,806 Land $89,800 Building $123,006

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 111 Cedar Cove Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Cedar Cove Trl is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: CarolinaConnect Cooperative, Windstream.

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