133 Cedar Cove Trl, Gilbert, SC 29054 Property Records

Lexington County property record for 133 Cedar Cove Trl, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,214 sqft · built 1979
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on File
Last Sale	$890,000 (Mar 2026)
Tax Bill	$5,188 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003128-01-006`

Property Details

APN / Parcel Number

Primary APN	`003128-01-006`
Alternative APN	`0312801006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,214 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	63,598 sqft (1.46 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	133 CEDAR COVE TRL
City	GILBERT
State	SC
Zip	29054-9035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	CEDAR COVE LOT 8
Legal Subdivision	CEDAR COVE SUBDIVISION
Legal Lot Number	8
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	3
Census Block	3004
Census Tract	21303

Owner

133 Cedar Cove Trl is owned and occupied by two individuals who bought it in March 2026.

Source: Lexington County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	133 CEDAR COVE TRL, GILBERT, SC 29054-9035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 11, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 9, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Nov 26, 2024 · Amount on File
Deed Document Number	20269162
Deed Book / Page	21209 / 2024
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Mar 6, 2026
Property Address	133 CEDAR COVE TRL, GILBERT, SC 29054-9035
Document Number	2120902024
Book / Page	21209 / 2024
Map Reference	MB 151-G PG 91
Instrument Date	Feb 26, 2026
Instrument	2026009162
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,314.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	133 CEDAR COVE TRL, GILBERT, SC 29054-9035

Mortgage

Document Number	2026009163
Date	Mar 6, 2026
Instrument	2026009163

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	133 CEDAR COVE TRL, GILBERT, SC 29054-9035
Document Number	2087102909
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 CEDAR COVE TRL GILBERT SC 290549035, GILBERT, SC 29054-9035

Mortgage

Document Number	2087102909
Date	May 15, 2020
Book Page	020871/002909
Instrument	19988

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	May 9, 2018
Property Address	133 CEDAR COVE TRL, GILBERT, SC 29054-9035
Document Number	1999200290
Book / Page	019992 / 000290
Instrument Date	May 8, 2018
Instrument	20217
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,491.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	133 CEDAR COVE TRL GILBERT SC 290549035, GILBERT, SC 29054-9035

Mortgage

Document Number	1999200294
Date	May 9, 2018
Book Page	019992/000294
Instrument	20218

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 133 Cedar Cove Trl was $5,188, up 85.6% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,188.00 (+85.62%)	$18,722 (-) Land $9,520 Building $9,202
2024	$2,795.00 (+4.45%)	$18,722 (-) Land $9,520 Building $9,202	$468,059 (-) Land $238,000 Building $230,059
2023	$2,676.00	$18,722 Land $9,520 Building $9,202	$468,059 Land $238,000 Building $230,059

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 133 Cedar Cove Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Cedar Cove Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: CarolinaConnect Cooperative, Windstream.

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