140 Cedar Cove Trl, Gilbert, SC 29054 Property Records

Lexington County property record for 140 Cedar Cove Trl, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,488 sqft · built 2001
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Oct 2019)
Tax Bill	$2,235 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003128-01-013`

Property Details

APN / Parcel Number

Primary APN	`003128-01-013`
Alternative APN	`0312801013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,488 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Wood
Lot Area	63,162 sqft (1.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	140 CEDAR COVE TRL
City	GILBERT
State	SC
Zip	29054-9034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	ON PRIVATE RD
Legal Subdivision	LONGS ACRES
Legal Lot Number	1-2
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	3
Census Block	3004
Census Tract	21303

Owner

140 Cedar Cove Trl is owned and occupied by an individual who bought it in October 2019.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	140 CEDAR COVE TRL, GILBERT, SC 29054-9034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Oct 30, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Prior Sale	Jul 27, 2011 · Amount on File
Deed Document Number	201949723
Deed Book / Page	20842 / 2356
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	140 CEDAR COVE TRL, GILBERT, SC 29054-9034
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2093304732
Date	Apr 9, 2021
Book Page	20933/4732
Instrument	2021018866

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Oct 30, 2019
Property Address	140 CEDAR COVE TRL, GILBERT, SC 29054-9034
Document Number	2084202356
Book / Page	020842 / 002356
Instrument Date	Oct 23, 2019
Instrument	49723
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 CEDAR COVE TRL GILBERT SC 290549034, GILBERT, SC 29054-9034

Mortgage

Document Number	2084202360
Date	Oct 30, 2019
Book Page	020842/002360
Instrument	49724

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 140 Cedar Cove Trl was $2,235, up 6.9% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,235.00 (+6.94%)
2024	$2,090.00 (+4.45%)	$14,000 (-) Land $2,784 Building $11,216	$350,000 (-) Land $69,600 Building $280,400
2023	$2,001.00	$14,000 Land $2,784 Building $11,216	$350,000 Land $69,600 Building $280,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 Cedar Cove Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Cedar Cove Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: CarolinaConnect Cooperative, Windstream.

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