11090 River Rd, Chardon, OH 44024 Property Records

Geauga County property record for 11090 River Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,063 sqft · built 1997
Lot Size	3.55 acres (154,638 sqft)
Owner	Individual Name on Record
Last Sale	$383,334 (Dec 2016)
Tax Bill	$13,079 (2025)
Deeds & Mortgages	Dec 2018 Construction Loan Aug 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-176803`

Property Details

APN / Parcel Number

Primary APN	`21-176803`
Alternative APN	`004457-7`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,063 sqft Living Area
1st Floor Area	2,734 sqft
Upper Floors Area	1,327 sqft
Attic	Attic
Attic Area	932 sqft
Basement Area	2,734 sqft
Unfinished Basement	2,734 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	154,638 sqft (3.55 acres)
Garage Area	931 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Balcony Area	20 sqft
Shed	1 Shed
Shed Area	200 sqft
Bath House	288 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	004457-7
Street Address	11090 RIVER RD
City	CHARDON
State	OH
Zip	44024-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/L 1 RESERVE AT BASS LAKE SUB RERECORDED
Legal Subdivision	BASS LAKE
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	4
Census Block	4015
Census Tract	310800

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11090 RIVER RD, CHARDON, OH 44024-8854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Aug 20, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Sep 12, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2016 · Amount on Record
Deed Sale	Dec 29, 2016 · Amount on Record
Prior Sale	Jul 21, 2006 · Amount on Record
Deed Document Number	2016915633
Deed Book / Page	2024 / 2836
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	0020242836
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11090 RIVER RD, CHARDON, OH 44024-8854
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020632508
Date	Dec 17, 2018
Book Page	2063/2508
Instrument	201800944010

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11090 RIVER RD, CHARDON, OH 44024-8854
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020572400
Date	Aug 20, 2018
Book Page	2057/2400
Instrument	201800939661

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 30, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11090 RIVER RD, CHARDON, OH 44024-8854
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020780788
Date	Sep 12, 2019
Book Page	2078/0788
Instrument	201900954024

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11090 RIVER RD, CHARDON, OH 44024-8854
Document Number	0020402868
Book / Page	002040 / 002868
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11090 RIVER RD CHARDON OH 440248854, CHARDON, OH 44024-8854

Mortgage

Document Number	0020402868
Date	Oct 13, 2017
Book Page	002040/002868
Instrument	927324

Lender

Name	HUNTINGTON NA
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,079.00 (-0.49%)	$268,590 (-) Land $52,640 Building $215,950
2024	$13,144.00 (+5.65%) Homeowner's exemption	$268,590 (-) Land $52,640 Building $215,950
2023	$12,441.00 (-3.55%) Homeowner's exemption	$268,590 (+17.97%) Land $52,640 Building $215,950	$767,400 (+17.97%) Land $150,400 Building $617,000
2022		$227,680 Land $35,110 Building $192,570
2021	$12,899.00
2020			$650,500 Land $100,300 Building $550,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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