11190 River Rd, Chardon, OH 44024 Property Records

Geauga County property record for 11190 River Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,870 sqft · built 2017
Lot Size	2.97 acres (129,373 sqft)
Owner	2 Company Names on Record
Last Sale	$885,000 (Jan 2025)
Tax Bill	$9,349 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-176808`

Property Details

APN / Parcel Number

Primary APN	`21-176808`
Alternative APN	`004458-7`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,870 sqft Living Area
1st Floor Area	1,535 sqft
Upper Floors Area	1,335 sqft
Basement Area	1,511 sqft
Unfinished Basement	1,511 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	129,373 sqft (2.97 acres)
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	437 sqft
Balcony Area	34 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	004458-7
Street Address	11190 RIVER RD
City	CHARDON
State	OH
Zip	44024-8845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/L 6 RESERVE AT BASS LAKE SUB RERECORDED
Legal Subdivision	BASS LAKE
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	4
Census Block	4015
Census Tract	310800

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 6, 2023	Intrafamily Transfer, Transfer
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
May 31, 2017	Trustee's Deed, Construction Loan · Line of Credit HOME SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	20251030298
Deed Book / Page	2195 / 3486
Prior Transfer Date	Jan 2, 2014
Prior Transfer Doc	0019642917
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11190 RIVER RD, CHARDON, OH 44024-8845
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021680141
Date	Apr 19, 2023
Book Page	2168/141
Instrument	202301011348

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11190 RIVER RD, CHARDON, OH 44024-8845
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021610322
Date	Oct 27, 2022
Book Page	2161/322
Instrument	202201006393

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEAUGA OH
Recording Date	Feb 6, 2023
Property Address	11190 RIVER RD, CHARDON, OH 44024-8845
Document Number	0021650261
Book / Page	2165 / 261
Map Reference	VOL 25 PG 61
Instrument Date	Oct 21, 2022
Instrument	202301009217
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11190 RIVER RD, CHARDON, OH 44024-8845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11190 RIVER RD, CHARDON, OH 44024-8845

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11190 RIVER RD, CHARDON, OH 44024-8845
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021070004
Date	Oct 28, 2020
Book Page	2107/4
Instrument	202000972062

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2047

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GEAUGA OH
Recording Date	May 31, 2017
Property Address	11190 RIVER RD, CHARDON, OH 44024-8845
Document Number	0020330408
Book / Page	002033 / 000408
Instrument Date	May 30, 2017
Instrument	921739
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11190 RIVER RD CHARDON OH 44024, CHARDON, OH 44024
Investor	Possibly a Property Investor

Mortgage

Document Number	20330408
Date	May 31, 2017
Book Page	002033/000408
Instrument	921739

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	YOUNGSTOWN, OH 44503-1203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,349.00 (-0.49%)	$192,080 (-) Land $46,550 Building $145,530
2024	$9,395.00 (+5.64%) Homeowner's exemption	$192,080 (-) Land $46,550 Building $145,530
2023	$8,893.00 (+3.01%) Homeowner's exemption	$192,080 (+25.98%) Land $46,550 Building $145,530	$548,800 (+25.99%) Land $133,000 Building $415,800
2022		$152,470 Land $31,400 Building $121,070
2021	$8,633.00
2020			$435,600 Land $89,700 Building $345,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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