11185 River Rd, Chardon, OH 44024 Property Records

Geauga County property record for 11185 River Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,914 sqft · built 1997
Lot Size	5.08 acres (221,285 sqft)
Owner	Individual Name on File
Last Sale	$865 (Sep 2024)
Tax Bill	$12,942 (2025)
Deeds & Mortgages	Jun 2022 Transfer Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-176822`

Property Details

APN / Parcel Number

Primary APN	`21-176822`
Alternative APN	`004461-5`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,914 sqft Living Area
1st Floor Area	2,096 sqft
Upper Floors Area	1,204 sqft
Basement Area	2,096 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	221,285 sqft (5.08 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	004461-5
Street Address	11185 RIVER RD
City	CHARDON
State	OH
Zip	44024-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/L 20 RESERVE AT BASS LAKE SUB RERECORDED
Legal Subdivision	BASS LAKE
Legal Tract	2
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	4
Census Block	4015
Census Tract	310800

Owner

11185 River Rd is owned and occupied by an individual who bought it in September 2024.

Source: Geauga County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	11185 RIVER RD, CHARDON, OH 44024-9407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Intrafamily Transfer, Transfer
Apr 14, 2021	Fiduciary Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP
Aug 4, 2020	Deed of Trust, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2024 · Amount on File
Deed Sale	Sep 11, 2024 · Amount on File
Prior Sale	Apr 14, 2021 · Amount on File
Deed Document Number	20241026513
Deed Book / Page	2190 / 1176
Prior Transfer Date	Jun 1, 2022
Prior Transfer Doc	0021540019
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEAUGA OH
Recording Date	Jun 23, 2022
Property Address	11185 RIVER RD, CHARDON, OH 44024-9407
Document Number	0021540019
Book / Page	2154 / 19
Map Reference	VOL 25 PG 64
Instrument Date	Jun 1, 2022
Instrument	202201001576
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	11185 RIVER RD, CHARDON, OH 44024-9407

April 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GEAUGA OH
Recording Date	Apr 14, 2021
Property Address	11185 RIVER RD, CHARDON, OH 44024-9407
Document Number	0021213147
Book / Page	2121 / 3147
Map Reference	VOL 25 PG 64
Instrument Date	Apr 9, 2021
Instrument	202100981121
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	11185 RIVER RD, CHARDON, OH 44024-9407

Mortgage

Document Number	202100981122
Date	Apr 14, 2021
Instrument	202100981122

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11185 RIVER RD, CHARDON, OH 44024-9407
Document Number	0020992282
Instrument Date	Aug 4, 2020
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LTD

Transaction

Additional	Arm's Length Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11175 RIVER RD CHARDON OH 440249407, CHARDON, OH 44024-9407

Mortgage

Document Number	0020992282
Date	Aug 5, 2020
Book Page	002099/002282
Instrument	967661

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11185 River Rd was $12,942 with a homeowner's exemption, down 0.5% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,942.00 (-0.49%)	$265,690 (-) Land $66,360 Building $199,330
2024	$13,006.00 (+5.65%) Homeowner's exemption	$265,690 (-) Land $66,360 Building $199,330
2023	$12,311.00 Homeowner's exemption	$265,690 (+34.26%) Land $66,360 Building $199,330	$759,100 Land $189,600 Building $569,500
2022		$197,890 Land $39,900 Building $157,990
2021	$10,715.00
2020			$565,400 Land $114,000 Building $451,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11185 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11185 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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