1109 Wayne St, Troy, OH 45373 Property Records

Miami County property record for 1109 Wayne St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,160 sqft · built 1930
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,900 (May 2021)
Tax Bill	$2,673 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-101784`

Property Details

APN / Parcel Number

Primary APN	`D08-101784`
Alternative APNs	`050628.2-19-026-00` `D08SW108 00700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft
Upper Floors Area	1,080 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	116 ft deep x 70 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1109 WAYNE ST
City	TROY
State	OH
Zip	45373-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 7811 70.32 X 116.82
Legal Lot Number	7811
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3008
Census Tract	365301

Owner

Source: Miami County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1109 WAYNE ST, TROY, OH 45373-3053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC
Dec 10, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	20212021OR-07996
Prior Transfer Date	Feb 27, 2014
Prior Transfer Doc	0000002470
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 7, 2021
Property Address	1109 WAYNE ST, TROY, OH 45373-3053
Document Number	0000007996
Instrument Date	Apr 27, 2021
Instrument	2021OR-07996
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1109 WAYNE ST, TROY, OH 45373-3053

Mortgage

Document Number	0000007997
Date	May 7, 2021
Instrument	2021OR-07997

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 10, 2019
Property Address	1109 WAYNE ST, TROY, OH 45373-3053
Document Number	0000014930
Instrument Date	Dec 10, 2019
Instrument	14930
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 WAYNE ST TROY OH 453733053, TROY, OH 45373-3053

Mortgage

Document Number	14931
Date	Dec 10, 2019
Instrument	14931

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,673.00 (+32.13%) Homeowner's exemption	$77,630 (+44.75%) Land $11,760 Building $65,870	$221,800 (+44.78%) Land $33,600 Building $188,200
2024	$2,023.00 (+2.22%) Homeowner's exemption	$53,630 (-) Land $12,220 Building $41,410
2023	$1,979.00 (+17.45%) Homeowner's exemption	$53,630 (-) Land $12,220 Building $41,410	$153,200 (-) Land $34,900 Building $118,300
2022	$1,685.00 Homeowner's exemption	$53,630 Land $12,220 Building $41,410	$153,200 Land $34,900 Building $118,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Imagine Networks, Verizon, Watch TV.

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