1109 SE 7th St, Stuart, FL 34996 Property Records

Martin County property record for 1109 SE 7th St, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1972
Lot Size	0.451 acres (19,646 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Nov 2025)
Tax Bill	$7,526 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-017-004-00120-6`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-017-004-00120-6`
Alternative APNs	`338410170040012060000` `20549`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1972
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,646 sqft (0.451 acres)
Garage Type	Detached
Garage Area	1,023 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	354 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20549
Old Parcel Number	338410170040012060000
Street Address	1109 SE 7TH ST
City	STUART
State	FL
Zip	34996-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KRUEGER ESTATES LOT 12 & 13 BLK 4
Legal Range	41E
Legal Township	38S
Legal Section	03
Legal Subdivision	KRUEGER ESTATES
Legal Block	4
Legal Lot Number	12 13
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1025
Census Tract	902

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1109 SE 7TH ST, STUART, FL 34996-3633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 14, 2023	Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Aug 14, 2023 · Amount on Record
Deed Document Number	3158285
Deed Book / Page	3535 / 314
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 26, 2025
Property Address	1109 SE 7TH ST, STUART, FL 34996-3633
Document Number	0035350314
Book / Page	3535 / 314
Map Reference	MB 2 PG 85
Instrument Date	Nov 19, 2025
Instrument	3158285
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33862 PEQUITO DR, DANA POINT, CA 92629-2425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 SE 7TH ST, STUART, FL 34996-3633

Mortgage

Document Number	0003535316
Date	Nov 26, 2025
Instrument	3535/316

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 14, 2023
Property Address	1109 SE 7TH ST, STUART, FL 34996-3633
Document Number	0033910925
Book / Page	3391 / 925
Map Reference	MB 2 PG 85
Instrument Date	Aug 10, 2023
Instrument	3030819
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5480 COOKS RUN RD, LINDSIDE, WV 24951-7156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 SE 7TH ST, STUART, FL 34996-3633

Mortgage

Document Number	0003391927
Date	Aug 14, 2023
Instrument	3391/927

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$461,979 (+2.9%)	$472,210 (+5.18%) Land $204,000 Building $268,210
2024	$7,526.00 (+164.16%) Additional exemption filed	$448,960 (+137.09%) Land $192,000 Building $256,960	$448,960 (+3.98%) Land $192,000 Building $256,960
2023	$2,849.00 (+3.94%) Additional exemption filed	$189,365 (+3%)	$431,780 (+26.54%) Land $192,000 Building $239,780
2022	$2,741.00 Homeowner's exemption	$183,850	$341,220 Land $181,800 Building $159,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile.

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