1125 SE 7th St, Stuart, FL 34996 Property Records

Martin County property record for 1125 SE 7th St, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,504 sqft · built 2005
Lot Size	0.249 acres (10,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,010,000 (Apr 2024)
Tax Bill	$15,689 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-017-004-0010.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-017-004-0010.0-0-0000`
Alternative APNs	`03-38-41-017-004-00100-0` `132828`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,504 sqft Living Area
Gross Area	4,029 sqft
1st Floor Area	2,401 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,846 sqft (0.249 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	934 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	132828
Street Address	1125 SE 7TH ST
City	STUART
State	FL
Zip	34996-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	KRUEGER ESTATES LOT 10 BLK 4
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	KRUEGER ESTATES
Legal Block	4
Legal Lot Number	10
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1025
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1125 SE 7TH ST, STUART, FL 34996-3633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
Apr 11, 2024	Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Mar 19, 2002 · Amount on Record
Deed Document Number	20243066854
Deed Book / Page	3430 / 2116
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Aug 27, 2026
Property Address	1125 SE 7TH ST, STUART, FL 34996-3633
Document Number	0003202724
Book / Page	3587 / 1669
Instrument Date	Aug 22, 2026
Instrument	20263202724
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 SE 7TH ST, STUART, FL 34996-3633

Mortgage

Document Number	0003202724,
Date	Aug 27, 2026
Book Page	3587/1669
Instrument	20263202724

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1125 SE 7TH ST, STUART, FL 34996-3633
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2539 RISING HILL DR, STROUDSBURG, PA 18360

Mortgage

Document Number	0034302132
Date	Apr 11, 2024
Book Page	3430/2132
Instrument	3066856

Lender

Name	TOWER FCU
Type	Credit Union
Address	7901 SANDY SPRING RD, LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2039

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 11, 2024
Property Address	1125 SE 7TH ST, STUART, FL 34996-3633
Document Number	0034302116
Book / Page	3430 / 2116
Map Reference	MB 2 PG 85
Instrument Date	Apr 5, 2024
Instrument	3066854
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 DAN RIVER WAY, CHARLOTTE, NC 28211-1795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 SE 7TH ST, STUART, FL 34996-3633

Mortgage

Document Number	0034302118
Date	Apr 11, 2024
Instrument	3430/2118

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1125 SE 7TH ST, STUART, FL 34996-3633
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 SE 7TH ST, STUART, FL 34996-3633

Mortgage

Document Number	0033621448
Date	Mar 3, 2023
Book Page	3362/1448
Instrument	3004860

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	285 Months
Due	Dec 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,689.00 (+25.15%)	$929,230 (+66.01%) Land $153,000 Building $776,230	$929,230 (+1.91%) Land $153,000 Building $776,230
2024	$12,536.00 (-0.3%)
2023	$12,574.00 (+23.14%)	$559,746 (+1%)	$911,800 (+46.1%) Land $144,000 Building $767,800
2022	$10,211.00	$508,860	$624,110 Land $151,500 Building $472,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile.

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