1040 SE 7th St, Stuart, FL 34996 Property Records

Martin County property record for 1040 SE 7th St, Stuart, FL 34996 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,100 sqft · built 1975
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$1,358 (2024)
Flood Zone	Zone X (minimal risk)
APN	`20926`

Property Details

APN / Parcel Number

Primary APN	`20926`
Alternative APNs	`03-38-41-025-002-00021-0` `338410250020002100000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1975
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20926
Old Parcel Number	338410250020002100000
Street Address	1040 SE 7TH ST
City	STUART
State	FL
Zip	34996-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE CHARLOTTE OF ST LUCIE ESTATES W 21.14 FT OF THE N 98.5 FT OF LOT 2 ALL OF LOT 3 & N 3.5 FT OF LOT 4 BLOCK 2
Legal Range	41E
Legal Township	38S
Legal Section	03
Legal Subdivision	LAKE CHARLOTTE
Legal Block	2
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1026
Census Tract	902

Owner

Source: Martin County records · APN 20926

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1040 SE 7TH ST, STUART, FL 34996-3631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2001
Deed Sale	Nov 14, 2001
Prior Sale	Nov 14, 2001
Deed Document Number	0015961667
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,071 (+5.99%)	$243,880 (+4.16%) Land $140,000 Building $103,880
2024	$1,358.00 (+3.43%)
2023	$1,313.00 (+4.87%) Additional exemption filed	$106,685 (+3%)	$234,140 (+5.75%) Land $140,000 Building $94,140
2022	$1,252.00 Homeowner's exemption	$103,578	$221,400 Land $148,400 Building $73,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850009021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 42 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force 30 of 42 on primary residences
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018, other causes
Flood Events	Hurricane Wilma (Oct 2005), 2 claims Hurricane Frances (Sep 2004), 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.