1109 N Waterloo St, Jackson, MI 49202 Property Records

Jackson County property record for 1109 N Waterloo St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 756 sqft · built 1920
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$48,500 (May 2017)
Tax Bill	$1,343 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-185500000`

Property Details

APN / Parcel Number

Primary APN	`8-185500000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	756 sqft Living Area
1st Floor Area	432 sqft
Basement Area	432 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1109 N WATERLOO ST
City	JACKSON
State	MI
Zip	49202-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 44 FT OF S 88 FT OF W 132 FT OF LOT 8 HAMMOND'S ADD
Legal Subdivision	HAMMONDS ADD
Legal Lot Number	8
Legal Unit	8
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2000
Census Tract	6900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1109 N WATERLOO ST, JACKSON, MI 49202-2459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC
May 11, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Prior Sale	Mar 13, 2002 · Amount on Record
Deed Document Number	20172769427
Deed Book / Page	2100 / 239
Prior Transfer Date	Jan 24, 2012
Prior Transfer Doc	0002609855
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 20, 2022
Property Address	1109 N WATERLOO ST, JACKSON, MI 49202-2459
Document Number	0002904504
Book / Page	2204 / 114
Map Reference	LB 4 PG 18
Instrument Date	Jan 11, 2022
Instrument	2904504
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1109 N WATERLOO ST, JACKSON, MI 49202-2459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 ANNETTA AVE, JACKSON, MI 49203-5902

Mortgage

Document Number	0022040115
Date	Jan 20, 2022
Instrument	2204-0115

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0002904507
Date	Jan 20, 2022
Book Page	2204/117
Instrument	2904507

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	May 11, 2017
Property Address	1109 N WATERLOO ST, JACKSON, MI 49202-2459
Document Number	0002769427
Book / Page	2100 / 0239
Map Reference	LB4 PG18
Instrument Date	May 4, 2017
Instrument	2769427
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	MIDSTATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1109 N WATERLOO ST, 1109, JACKSON, MI 49202-2459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WIMPLE ST, GRASS LAKE, MI 49240-8903

Mortgage

Document Number	0002769428
Date	May 11, 2017
Instrument	2769428

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0002769430
Date	May 11, 2017
Book Page	2100/0242
Instrument	2769430

Lender

Name	MICHIGAN STATE HOUSING DEVELOPMENT
Type	Non-Lending Institution
Address	LANSING, MI 48912

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,500 (+13.41%)	$93,000 (+13.41%)
2025	$1,343.00 (-16.84%)	$41,000 (+34.43%)	$82,000 (+34.43%)
2024	$1,615.00 (+46.95%)
2023		$30,500	$61,000
2022	$1,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Great Lakes High Speed, Xfinity.

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