1103 N Waterloo St, Jackson, MI 49202 Property Records

Jackson County property record for 1103 N Waterloo St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 1920
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jul 2019)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-186300000`

Property Details

APN / Parcel Number

Primary APN	`8-186300000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	876 sqft Living Area
1st Floor Area	552 sqft
Basement Area	432 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1103 N WATERLOO ST
City	JACKSON
State	MI
Zip	49202-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 44 FT OF N 88 FT OF W 132 FT OF LOT 9 HAMMOND'S ADD
Legal Subdivision	HAMMONDS ADD
Legal Lot Number	9
Legal Unit	9
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2000
Census Tract	6900

Owner

1103 N Waterloo St is owned by an individual who bought it in July 2019.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	6251 HAWKINS RD, JACKSON, MI 49201-9514
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Deed Document Number	20192828138
Deed Book / Page	2145 / 450
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 26, 2019
Property Address	1103 N WATERLOO ST, JACKSON, MI 49202-2459
Document Number	0002828138
Book / Page	002145 / 000450
Instrument Date	Jul 18, 2019
Instrument	2828138
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6251 HAWKINS RD JACKSON MI 492019514, JACKSON, MI 49201-9514

Mortgage

Document Number	2828139
Date	Jul 26, 2019
Book Page	002145/000451
Instrument	2828139

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1103 N Waterloo St was $1,600, down 11.6% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,200 (+3.67%)	$90,400 (+3.67%)
2025	$1,600.00 (-11.55%)	$43,600	$87,200
2024	$1,809.00
2023		$32,500	$65,000
2022	$1,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1103 N Waterloo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1103 N Waterloo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Great Lakes High Speed, Xfinity.

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