1108 N Waterloo St, Jackson, MI 49202 Property Records

Jackson County property record for 1108 N Waterloo St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,575 sqft · built 1920
Lot Size	0.562 acres (24,481 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,344 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8-1891.1000`

Property Details

APN / Parcel Number

Primary APN	`8-1891.1000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,575 sqft Living Area
1st Floor Area	2,203 sqft
Basement Area	1,534 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	24,481 sqft (0.562 acres)
Lot Dimensions	267 ft deep x 91.7 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1108 N WATERLOO ST
City	JACKSON
State	MI
Zip	49202-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1891.2 E 267.48 FT OF LOT 17 HAMMOND'S ADD
Legal Subdivision	HAMMONDS ADD
Legal Lot Number	17
Legal Unit	17
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2001
Census Tract	6900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1110 N WATERLOO ST, JACKSON, MI 49202-2460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 27, 2023	Intrafamily Transfer, Transfer · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 26, 2019	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC VILLAGE CAPITAL & INVESTMENT LLC
Jul 28, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1108 N WATERLOO ST, JACKSON, MI 49202-2460
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 N WATERLOO ST, JACKSON, MI 49202-2460

Mortgage

Document Number	0002896987
Date	Oct 21, 2021
Book Page	2198/397
Instrument	2896987

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Jul 27, 2023
Property Address	1108 N WATERLOO ST, JACKSON, MI 49202-2460
Document Number	0002942357
Book / Page	2233 / 266
Map Reference	LB 4 PG 18
Instrument Date	Jul 18, 2023
Instrument	2942357
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	MILESTONE TITLE INC, MILESTONE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1108 N WEST AVE # 1110, 1110, JACKSON, MI 49202-2047

Mortgage

Document Number	0002942358
Date	Jul 27, 2023
Instrument	2942358

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1108 N WATERLOO ST, JACKSON, MI 49202-2460
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002832529
Date	Sep 26, 2019
Book Page	2148/0940
Instrument	2832529

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1108 N WATERLOO ST, JACKSON, MI 49202-2460
Document Number	0002858458
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 N WATERLOO ST JACKSON MI 492022460, JACKSON, MI 49202-2460

Mortgage

Document Number	0002858458
Date	Sep 1, 2020
Book Page	002168/000869
Instrument	2858458

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC VILLAGE CAPITAL & INVESTMENT LLC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1108 N WATERLOO ST, JACKSON, MI 49202-2460
Document Number	0002775801
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 N ST

Mortgage

Document Number	0002775801
Date	Aug 9, 2017
Book Page	002105/000113
Instrument	2775801

Lender

Name	LOANDEPOT.COM LLC LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,100 (+24.24%)	$252,200 (+24.24%)
2025	$2,344.00 (-13.79%)	$101,500 (+36.06%)	$203,000 (+36.06%)
2024	$2,719.00 (+9.24%)
2023		$74,600	$149,200
2022	$2,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Great Lakes High Speed, Xfinity.

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