1109 Larail Dr, Columbia, MO 65203 Property Records

Boone County property record for 1109 Larail Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,634 sqft · built 1987
Lot Size	0.387 acres (16,856 sqft)
Owner	2 Trust Names on Record
Last Sale	$31,300 (Jun 2017)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-905-00-02-071-00`

Property Details

APN / Parcel Number

Primary APN	`16-905-00-02-071-00`
Alternative APN	`16-905-00-02-071.00 01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,634 sqft Living Area
1st Floor Area	1,206 sqft
Attic	Attic
Attic Area	484 sqft
Basement Area	222 sqft
Unfinished Basement	222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	16,856 sqft (0.387 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	56 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1109 LARAIL DR
City	COLUMBIA
State	MO
Zip	65203-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE WOODRAIL NO 10 LOT 108
Legal Range	13W
Legal Township	48N
Legal Section	26
Legal Subdivision	LAKE WOODRAIL NO 10
Legal Lot Number	108
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	1
Census Block	1001
Census Tract	1108

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1109 LARAIL DR, COLUMBIA, MO 65203-5202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Jul 2, 2018	Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY
Jun 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	201711693
Deed Book / Page	4762 / 162
Prior Transfer Date	Jun 7, 2017
Prior Transfer Doc	0000011693
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1109 LARAIL DR, COLUMBIA, MO 65203-5202
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 LARAIL DR, COLUMBIA, MO 65203-5202

Mortgage

Document Number	0000001173
Date	Jan 19, 2022
Book Page	5567/165
Instrument	2022001173

Lender

Name	SIMMONS BANK
Type	Bank
Address	COLUMBIA, MO 65203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1109 LARAIL DR, COLUMBIA, MO 65203-5202
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020024985
Date	Oct 8, 2020
Book Page	5282/165
Instrument	2020024985

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1109 LARAIL DR, COLUMBIA, MO 65203-5202
Document Number	0000013215
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1109 LARAIL DR COLUMBIA MO 652035202, COLUMBIA, MO 65203-5202

Mortgage

Document Number	0000013215
Date	Jul 9, 2018
Book Page	004917/000119
Instrument	13215

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COLUMBIA, MO 65205-6015

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 8, 2021

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOONE MO
Recording Date	Jun 8, 2017
Property Address	1109 LARAIL DR, COLUMBIA, MO 65203-5202
Document Number	0000011693
Book / Page	004762 / 000162
Instrument Date	Jun 7, 2017
Instrument	11693
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1109 LARAIL DR COLUMBIA MO 652035202, COLUMBIA, MO 65203-5202

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,307 (-) Land $8,094 Building $63,213
2025	$4,204.00 (+0.91%)	$71,307 (+14.49%) Land $8,094 Building $63,213	$375,300 (+14.49%) Land $42,600 Building $332,700
2023	$4,166.00 (+8.1%)	$62,282 Land $8,094 Building $54,188	$327,800 Land $42,600 Building $285,200
2022	$3,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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