1009 Larail Dr, Columbia, MO 65203 Property Records

Boone County property record for 1009 Larail Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 6,571 sqft · built 1994
Lot Size	0.585 acres (25,481 sqft)
Owner	Individual Name on Record
Last Sale	$116,600 (Jun 2015)
Tax Bill	$9,179 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-905-00-02-075-00`

Property Details

APN / Parcel Number

Primary APN	`16-905-00-02-075-00`
Alternative APN	`16-905-00-02-075.00 01`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,571 sqft Living Area
1st Floor Area	1,868 sqft
Basement Area	772 sqft
Finished Basement	1,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Wood
Lot Area	25,481 sqft (0.585 acres)
Lot Dimensions	195 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	428 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1009 LARAIL DR
City	COLUMBIA
State	MO
Zip	65203-2996
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE WOODRAIL NO 10 LOT 112
Legal Range	13W
Legal Township	48N
Legal Section	26
Legal Subdivision	LAKE WOODRAIL NO 10
Legal Lot Number	112
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	1
Census Block	1001
Census Tract	1108

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 LARAIL DR, COLUMBIA, MO 65203-2996
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Feb 21, 2024	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
May 26, 2022	Beneficiary Deed, Transfer
Sep 17, 2018	Deed of Trust, Mortgage · ARM CENTRAL BANK OF BOONE COUNTY
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL BANK
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2015 · Amount on Record
Deed Sale	Jun 3, 2015 · Amount on Record
Deed Document Number	201511118
Deed Book / Page	4449 / 89
Last Transfer Date	May 26, 2022
Transfer Doc	0000011586
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1009 LARAIL DR, COLUMBIA, MO 65203-2996
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 LARAI DR, COLUMBIA, MO 65203-2996

Mortgage

Document Number	0000022465
Date	Dec 19, 2025
Book Page	6089/143
Instrument	2025022465

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1009 LARAIL DR, COLUMBIA, MO 65203-2996
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002123
Date	Feb 21, 2024
Book Page	5838/43
Instrument	2024002123

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BOONE MO
Recording Date	May 26, 2022
Property Address	1009 LARAIL DR, COLUMBIA, MO 65203-2996
Document Number	0000011586
Book / Page	5626 / 46
Map Reference	MB 20 PG 59
Instrument Date	May 26, 2022
Instrument	2022011586
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1009 LARAIL DR, COLUMBIA, MO 65203-2996

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1009 LARAIL DR, COLUMBIA, MO 65203-2996
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018018038
Date	Sep 17, 2018
Book Page	4943/0126
Instrument	2018018038

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	1-Year CMT
Margin	3
Max Rate	9.75%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1009 LARAIL DR, COLUMBIA, MO 65203-2996
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020032963
Date	Dec 21, 2020
Book Page	5333/19
Instrument	2020032963

Lender

Name	CENTRAL BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1009 LARAIL DR, COLUMBIA, MO 65203-2996
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020032962
Date	Dec 21, 2020
Book Page	5333/18
Instrument	2020032962

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,182 (-) Land $10,887 Building $129,295
2025	$9,179.00 (+12.06%)	$140,182 (+14.49%) Land $10,887 Building $129,295	$737,800 (+14.49%) Land $57,300 Building $680,500
2023	$8,191.00 (+8.12%)	$122,436 (+8%) Land $10,887 Building $111,549	$644,400 (+8%) Land $57,300 Building $587,100
2022	$7,576.00	$113,367 Land $10,887 Building $102,480
2021			$596,670 Land $57,300 Building $539,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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