1013 Larail Dr, Columbia, MO 65203 Property Records

Boone County property record for 1013 Larail Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,617 sqft · built 1992
Lot Size	0.51 acres (22,237 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,694 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`16-905-00-02-074-00`

Property Details

APN / Parcel Number

Primary APN	`16-905-00-02-074-00`
Alternative APN	`16-905-00-02-074.00 01`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,617 sqft Living Area
1st Floor Area	1,646 sqft
Basement Area	982 sqft
Finished Basement	982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	22,237 sqft (0.51 acres)
Lot Dimensions	167 ft deep x 133 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	438 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1013 LARAIL DR
City	COLUMBIA
State	MO
Zip	65203-2996
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE WOODRAIL NO 10 LOT 111
Legal Range	13W
Legal Township	48N
Legal Section	26
Legal Subdivision	LAKE WOODRAIL NO 10
Legal Lot Number	111
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	1
Census Block	1001
Census Tract	1108

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 LARAIL DR, COLUMBIA, MO 65203-2996
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Oct 15, 2020	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK OF BOONE COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2014
Deed Sale	May 7, 2014
Prior Sale	Dec 9, 2011 · Amount on Record
Deed Document Number	20147596
Deed Book / Page	4297 / 43
Prior Transfer Date	May 5, 2014
Prior Transfer Doc	0000007596
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1013 LARAIL DR, COLUMBIA, MO 65203-2996
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009512
Date	Mar 31, 2021
Book Page	5398/55
Instrument	2021009512

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1013 LARAIL DR, COLUMBIA, MO 65203-2996
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025640
Date	Oct 15, 2020
Book Page	5286/135
Instrument	2020025640

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65205

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,963 (-) Land $10,070 Building $76,893
2025	$5,694.00 (+12.09%)	$86,963 (+14.51%) Land $10,070 Building $76,893	$457,700 (+14.51%) Land $53,000 Building $404,700
2023	$5,080.00 (+8.11%)	$75,943 (+8%) Land $10,070 Building $65,873	$399,700 (+8%) Land $53,000 Building $346,700
2022	$4,699.00	$70,319 Land $10,070 Building $60,249
2021			$370,100 Land $53,000 Building $317,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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