San Diego County property record for 1109 Bells Dr, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,018 sqft · built 2004 |
| Lot Size | 0.212 acres (9,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,067 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-531-26-00 |
| Primary APN | 122-531-26-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,018 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 9,250 sqft (0.212 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1109 BELLS DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-1921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 TR 014750 |
| Legal Subdivision | MORRO HILLS VILLAGE |
| Legal Tract | 014750 |
| Legal Block | 4 |
| Legal Lot Number | 34 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 18619 |
Source: San Diego County records · APN 122-531-26-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2816 1/2 W WALLACE AVE, TAMPA, FL 33611-4537 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 08, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2016 |
| Deed Sale | Dec 22, 2016 |
| Prior Sale | Oct 01, 2010 · Amount on Record |
| Deed Document Number | 2016702901 |
| Prior Transfer Date | Dec 16, 2016 |
| Prior Transfer Doc | 0000702901 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1109 BELLS DR, OCEANSIDE, CA 92057-1921 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1109 BELLS DR, OCEANSIDE, CA 92057-1921 |
| Document Number | 0000662082 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0662082 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1109 BELLS DR, OCEANSIDE, CA 92057-1921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE RESOURCE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 1109 BELLS DR, OCEANSIDE, CA 92057-1921 |
| Document Number | 0000521066 |
|---|---|
| Date | Sep 08, 2020 |
| Instrument | 2020-0521066 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $574,977 (+2%) Land $229,990 Building $344,987 | |
| 2025 | $6,067.00 (-3.24%) | $563,704 (+4.04%) Land $225,481 Building $338,223 |
| 2023 | $6,270.00 (-0.18%) | $541,817 Land $216,726 Building $325,091 |
| 2022 | $6,281.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186194, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 46% of the US · above 27% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,087 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Fiber | 2,000 / 35 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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