San Diego County property record for 1081 Bells Dr, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,126 sqft Living Area |
| Lot Size | 7,765 sqft (0.178 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $8,885.00 (2025) |
| Primary APN | 122-531-60-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,126 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 7,765 sqft (0.178 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1081 BELLS DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-1923 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 79 TR 014750 |
| Legal Subdivision | MORRO HILLS VILLAGE |
| Legal Tract | 014750 |
| Legal Block | 4 |
| Legal Lot Number | 79 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 4 |
| Census Block | 4002 |
| Census Tract | 18619 |
Source: San Diego County records · APN 122-531-60-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1081 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NAVY FCU |
| Sep 02, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Feb 21, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Nov 18, 2020 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2020 |
| Deed Sale | Nov 18, 2020 |
| Prior Sale | Jun 24, 2014 · Amount on Record |
| Deed Doc Number | 2020730956 |
| Prior Transfer Date | Nov 03, 2020 |
| Prior Transfer Doc | 0000730956 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1081 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1081 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Document Number | 0000078638 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-0078638 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1081 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1081 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Document Number | 0000625540 |
|---|---|
| Date | Sep 02, 2021 |
| Instrument | 2021-0625540 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1081 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000087633 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2020-0087633 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Jun 01, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 18, 2020 |
| Property Address | 1081 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Document Number | 0000730956 |
| Map Reference | MAP 14750 |
| Instrument Date | Nov 03, 2020 |
| Instrument | 2020-0730956 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | INSPIRE CLOSING SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1081 BELLS DR, OCEANSIDE, CA 92057-1923 |
| Document Number | 0000730958 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020-0730958 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Jul 01, 2046 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $662,691 (+2%) Land $297,297 Building $365,394 | |
| 2025 | $8,885.00 (-2.39%) | $649,698 (+4.04%) Land $291,468 Building $358,230 |
| 2024 | $9,103.00 (+2.18%) | |
| 2023 | $8,909.00 (+1.31%) | $624,470 Land $280,150 Building $344,320 |
| 2022 | $8,794.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 27% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,087 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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