1101 Bells Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1101 Bells Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,018 sqft · built 2004
Lot Size0.203 acres (8,833 sqft)
OwnerCompany Name on Record
Last Sale$557,000 (Dec 2004)
Tax Bill$8,291 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN122-531-24-00

Property Details

APN / Parcel Number

Primary APN122-531-24-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,018 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area8,833 sqft (0.203 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1101 BELLS DR
CityOCEANSIDE
StateCA
Zip92057-1921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-MP-1
Legal DescriptionLOT 32 TR 014750
Legal SubdivisionMORRO HILLS VILLAGE
Legal Tract014750
Legal Block4
Legal Lot Number32
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4003
Census Tract18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1101 BELLS DR, OCEANSIDE, CA 92057-1921
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jun 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2004 · Amount on Record
Deed SaleDec 28, 2004 · Amount on Record
Deed Document Number20041220662
Last Transfer DateJun 11, 2018
Transfer Doc0000261988
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1101 BELLS DR, OCEANSIDE, CA 92057-1921
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 BELLS DR, OCEANSIDE, CA 92057-1921

Mortgage

Document Number0000745700
DateOct 27, 2021
Instrument2021-0745700
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 27, 2018
Property Address1101 BELLS DR, OCEANSIDE, CA 92057-1921
Document Number0000261988
Instrument DateJun 11, 2018
Instrument261988
Transaction TypeTransfer
Record UpdatedJul 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1101 BELLS DR OCEANSIDE CA 920571921, OCEANSIDE, CA 92057-1921

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$791,870 (+2%) Land $398,068 Building $393,802
2025$8,291.00 (-1.3%)$776,344 (+4.04%) Land $390,263 Building $386,081
2023$8,400.00 (+0.3%)$746,199 Land $375,109 Building $371,090
2022$8,375.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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