Stearns County property record for 1109 1st St S, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.25 ba · 1,427 sqft · built 1961 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,046 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29125-0000 |
| Primary APN | 48-29125-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,427 sqft Living Area |
| Gross Area | 1,708 sqft |
| 1st Floor Area | 1,325 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 166 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1109 1ST ST S |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .49 A. W129' OF E704' OF S 166' OF NW4NW4 N OF HY CITY OF COLD SPRING SECTION 22 TOWNSHIP 123 RANGE 030 COLD SPRING SECTION |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 22 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 11302 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1109 1ST ST S, COLD SPRING, MN 56320-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2025 |
| Transfer Doc | 00A1688930 |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,046.00 (+7.33%) | $281,600 (+5.94%) Land $47,600 Building $234,000 | $281,600 (+5.94%) Land $47,600 Building $234,000 |
| 2025 | $265,800 (+1.64%) Land $44,500 Building $221,300 | $265,800 (+1.64%) Land $44,500 Building $221,300 | |
| 2023 | $2,838.00 | $261,500 Land $44,500 Building $217,000 | $261,500 Land $44,500 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Arvig, AT&T, GigFire, Intrepid Fiber Networks, Verizon.
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